Financial Planning 101 for 30-Year-Olds - Guide to Financial Success

Financial Planning 101 for 30-Year-Olds - Guide to Financial Success

Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

[DanTheMentor]

I’m so used to click the 20 year old videos, but now I have to click the 30’s 😢 just turned 30 a couple weeks ago🤣 love these break downs, because I can easily share with family and friends based on their age range

[laurentomasunas]

Just Turned 30 and saw this in my feed, it was an instant click! Glad I am here watching this.

[thefantard]

Needed this after turning 30 today haha

[Royals_Mindset]

It's SO EASY to get caught in the daily hustle of SURVIVING! 🤩 Financial Planning Is Financial Security!

[onionpeeler]

Where were you guys 20 years ago when I needed you??? Great video, I really envy 30-year-olds who have such amazing resources and education nowadays, take advantage of it, great video.

[tpolarbeart]

94 Toyota tercel was my first car. Bought it for $700 drove it 50k miles. Sold it 3 years later with 0 breakdowns for $1200.

[zacharycook]

The only thing I wish I knew when it came to money is how much daycare was going to cost me. Daycare alone costs $2, 400 A MONTH, and that's the standard where im at. It's sickening. On top of a 2k mortgage that my wife and I split. Daycare completely caught me off guard.

[Pinoyguitarist]

Car payments are getting crazy now. My max is $500 dollars 5 years and even after I pay it off I use them until they die or become money pits. I know, I deviate from their car rule, but it works for my family(where we don't stretch ourselves to much and can still manage). Luckily I bought before covid and the crazy car prices. Wish I bought a house before covid and the crazy house prices.

[valkyritza]

I moved in America when I turned 30, and I didn't know we don't offer a pension like Europe does. How do you invest when you did not do anything in your 20s

[dancingoctopus]

Hey guys! We can have some advice for folks in their 30s that are just starting investing in retirement?

[Atrus]

I'm in my late 30s and wish I paid attention to videos like this in my early 30s. I'm doing well right now, but I realized if I continue down this road I'll probably just be scraping by financially by the time I retire. I'm making up for lost time investing in ETFs tracking the S&P 500 and things like that, but I wish I could tell my younger self how necessary it is to invest. Because throughout my 30s I was thinking, "well I'm making good money now so I should be fine."

[bradhaines]

right now my focus is paying off my car, once i get that loan paid off i'll have SO MUCH more to spare. then i'll get that to savings, so i can actually afford to own a house.

hopefully in the next 2ish years after my car is paid off, prices would be lower. if not, i'll be really dissapointed

[itskelvinn]

If you’ve already maxed 401k, HSA, and Roth IRA, but want to invest more, what would you recommend?

Obviously I want tax savings but is there any more to do? At this point do you just do a regular investment account where you put in after tax dollars?

[derekketcher]

25% ! I wish I could save that much but living in a big city with two kids it is hard. Open question...let's say you have 25k in your 401k you make 100k and save 25% a year and lets just say you did that for 25 years (maybe currently you are 40) with salary staying the same to keep it simple. Also we'll be conservative and say you are on avg. earning 8% return a year. That'd put you in and around 2 million. Is that enough or is the general rule save 25% of your income and you will be alright regardless? I dont think many of us in Vancouver are saving to that extent sadly

[thejakelegion]

32, baybay! LET'S MAKE SOME MONAY!!

[Dividendsmattertoo]

I’m just thinking of buying a 2012 Toyota Camry sport in cash rather invest 40%

[vulpixelful]

The way they talk about the Joneses like they're villains

[brandenbrown]

TIL Maxing my Roth isn’t good enough ._. Fml