The 4 Things Struggling Seniors Should Know

If you're one of the millions of financially struggling seniors, the law protects you in many ways that you may not know. Don't let a debt collector scare you into paying for something when you don't have to! Hear Attorney Eric Olsen, Executive Director of the HELPS Non-profit Law Firm, explain how struggling seniors are protected from lawsuits, garnishments and debt collectors.

Time Stamps
0:00 The 4 Things struggling seniors in Debt Should Know
1:03 Introduction to HELPS Nonprofit Law Firm Attorney Eric Olsen
1:19 How many struggling seniors are there?
2:34 The most important thing struggling seniors need to know: their income is protected
7:05 Federal law also protects struggling seniors' bank accounts
7:57 Twice your amount of Social Security deposited monthly in your bank account is protected
11:32 Your personal property is protected as well, as many struggling seniors are judgement-proof
14:12 If a senior is sued, they could have a lien put on their home, but home practically won’t be taken
15:55 Some debt collectors may try to scare struggling seniors
16:34 How to protect yourself from debt collector harassment
18:05 Send a cease and desist letter to stop debt collector phone calls
19:05 Another way to stop debt collector phone calls
20:30 The HELPS Nonprofit Law Firm represents struggling seniors at low or no cost
23:32 How to contact the HELPS Nonprofit Law Firm

Did you know your retirement income is protected from garnishment? Debt collectors don't want you to know how your income, bank accounts, and personal property are protected by federal and state laws, but former bankruptcy attorney Eric Olsen wants seniors to know their rights. The Executive Director of the HELPS Non-profit Law Firm explains how struggling seniors can find financial relief with the 4 things that they should know to address their money issues.

In this video, you'll also learn how to keep debt collectors from bothering you, and how his law firm can help you at little or no cost. Learn the four things that every struggling senior should know!



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Like to save money? Please watch: "The Best Senior Citizen Discounts"
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[yourturn]

You guys are a GODSEND. Thank You so much for sharing all this knowledge.
Law can be so intimidating & hard to understand. 👏💘✊

[joannepechillo]

My mom is 97 and j am 67 it’s amazing how people try to scam us in different ways. Thank God I know about this stuff I went through slot being divorced bankruptcy etc.

[infinitelyblessed]

I'm so happy I found this channel and I will be calling.
I live on $772.00 a month & have No other income and with prices of food rising I can barely afford to eat on the $290.00 a month food stamps I get.
I now have some hope, Thank you for all you do!

[barbgarey]

What about tenants rights for senior citizens...I'm having a terrible time where I live. Its hard for me to move and I feel so stuck! I did call HELPS to find out my rights. I'm so happy to have been told about this law firm. Thank you for your services!

[olivertaylor]

God bless this man and the work he does.Glad to see you doing well..Live well and prosper my friend..

[abbeyvelokovsky]

Bless you!!! Thank you, for teaching me, to protect myself

[gloriaallen]

Thank you so much we have so many medical bills I was paying $5.a month and they have been turned over to collections

[wandaglodowski]

Seniors should also know to send a cease and desist or any legal paper send it REGISTERED MAIL SIGNATURE UPON RECEIVE OF LETTER. THE COURT WILL WANT TO SEE WRITTEN PROOF OF LETTER AND WHEN IT WAS
RECEIVED. Many companies will deny that you ever sent them any letter if it is sent with just a stamp. I am a former bill collector.

[maggiesmith]

I wish i had known this My socil security was garnished for 2 years because of a retirement snafu. It was a hardship.

[deemarietorregiante]

God bless this Lawyer..Thank you so much..

[rayfordstrange]

God bless all of you. Thank you for this.

[chronicpainfighter]

Thanks guys! Great information to have, + best advice-Be FULLY knowledgeble!

[milliemrrobinson]

This channel has saved me so much worry and stress! I can't thank you all enough for giving out this information!

[catherinefrye]

Great information and thanks for sharing. 🤗

[jerrilheureux]

Thank you so much...And GOD BLESS YOU FOR YOUR HONESTY IN THIS DAY AND AGE OF PEOPLE WITH NO MORAL COMPASS AND TRYING TO MANIPULATE SENIORS WITH SCARE TACTICS ..I THINK ITS GONE TO HELL ..EXCUSE MY LANGUAGE, NO DISRESPECT TO YOU...I JUST AM SO SICK OF PEOPLE THAT ARE MOSTLY YOUNGER THAN ME THAT HAVE NO INTEGRITY IN THE BUSINESS/ES THEY REPRESENT BY WORKING FOR SOMEONE. THANK YOU FOR LETTING ME RANT ...GOD BLESS US ONE AND ALL...

[suzettebavier]

New Subscriber here, plus i rang the bell. Thank you so very much sir

[estefahomer]

Very good I formation Thank u so Very much

[kittykrazy]

Wonderful information!! Thank you so much!

[spanky]

Does Tennessee have a homestead exemption?
The Tennessee homestead exemption protects some of your home equity if you file for bankruptcy. ... If you qualify to use the Tennessee homestead exemption, you can protect some or all of the equity in your house.Jul 20, 2021

[dorisreyes]

I am so happy to hear this program. I am a veteran and I are all areas approximately $4000 now and I have been sending payments due to the pandemic I started sending half the payment instead of the full payment and then I’ll and I sent a letter with that payment and I still heard from them trying to threaten me but I am able to send a payment hopefully I’ll be through with this in a couple of years. I am a 75 now will be 7 to 6 December and as a veteran I really felt like there should’ve been something else that could’ve helped. But this program has really