Retiring abroad? What you need to know about Canadian pensions

Planning to retire abroad requires additional planning. Find out what benefits are available to Canadian expats, tax withholding in Canada and tax planning in your host country.

Here are links with tax withholding rates applicable to various countries:

Benefit Eligible to receive abroad Tax withholding rate in Canada
CPP Yes Generally 15% - 25% host country specific
OAS Yes Generally 15% - 25% host country specific
GIS No
Allowance No
Allowance for survivor No
RSP / RIF Yes Generally 15% - 25% host country specific
Private pensions Yes Generally 15% - 25% host country specific