Early Retirement Success Story - How He Saved 12 Crores in His 30s | Fix Your Finance Ep 36

Hello guys. Welcome to another episode of Fix Your Finance. In today's episode, we meet Ravi Handa , who retired at the age of 39 with Rs.13 Cr+.
Today, we talk about his education, job experience, entrepreneurial journey, his current expenses & investments and figuring out our FIRE number & steps to achieve it. Enjoy :)

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GEARS BEHIND THE VIDEO:

MY TOP 5 FAV BOOKS 📚

#fixyourfinance #personalfinance #moneymanagement

Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.

Music licensed by Epidemic Music

[dorenestewart]

I'm struggling in this market. Stocks that I have held for months and made profits from are not behaving the way I'm used to so I’m quite indecisive on how to tackle this market, any advice would be grateful.

[harishkd]

IIT guys retiring early is not big deal for them..show the cases where a common software engineer ..retired early

[sachin]

He is one of best teacher of unacademy and always to the point

[barunhalder]

IIT kgp, Computer Science student, not a joke. Very hard to follow his path, believe me.

[SD_]

Bottomline is : Have a good idea, make a startup. Exit once valuation is high and retire rich. Kudos to him :)

[rhlkhanna]

Saw his wint wealth video before this. He is so insightful about finance. Just simple things

[RaviRavi-eysb]

Both have abdominal obesity/ visceral fat, there is no point of discussion of early retirement/fire, if you don't stay alive healthy to enjoy what you earn..

Concept of Early retirement is trash .. keep working on ur passion till u die ... If u don't have passion then its better to die .

[shivamghai]

Ravi Handa is Pure loubh❤. Because of him I cracked all my competitive exams. CLAT and CAT

[Aess]

One thing i learnt here "Education was always a business"

[awesomeraj]

Big fan of Ravi Handa. Pretty helpful person

[mithunnair]

This guy is so good with his financials that anshuman asked how did u do it😂

[naynishchaughule]

It is easy to be a multi-millionaire in USD, no rocket science or don’t have to be from IIT.

Step 1: Do undergrad in Computer Science from India.
Step 2: Do M.S. in Computer Science from US.
Step 3: Get a starter job at $120k and grow in your career. Buy your first home with 5% down and live in it. Rent out spare bedrooms.
Step 4: Buy multiple real estates in the US with 20% down and rent it out.
Step 5: Wait and manage it for 5-7 years.
Step 6: Enjoy your millions.

[sharat]

@Anshuman sharma , the same guy gave interview to Wint wealth also, this is happening 2nd time, does these guys charge you for interviews?

[Ajinkya_Rikame]

One of stupid interview i seen so far by this channel. Though he is smart businessman. He never struggle in life. He is from well funded family with major support. Nothing to learn from it.

[aiesecrohit]

Why are you interviewing the same people as wint wealth. Even the startup content is similar 😂

[sohanmishra]

this guy is very relatable .
only difference is hes been an IIT graduate and we are Tier2 college MBA graduate.

[AshutoshMishra-qcnl]

HandaKaFunda se FirePodcast ki journey.

Loved his clarity on early retirement myself never liked that term.

[sriranjanim]

Such an honest person. Really loved it

[yashr]

Not insightful. Not everyone has a startup exit.

[rvpctmca]

My take away is to go with Financial Independence and do not chase the early retirement, it makes complete sense.