MEDICARE BIRTHDAY RULE

In 6 or 7 states (including California) you can change your MEDIGAP plans without new medical underwriting. The rules vary from state to state but they generally allow you to change these plans, even the insurer you are currently using, for a period of time around your birthday! This is a special opportunity not available during the year-end open enrollment period. See the links below for information on California.

California Department of Insurance