Quick Home Buying Tips on What NOT To Do Before Closing As a First Time Home Buyer 2022 🏡🖊💗

#mortgage #closing #mortgagetips

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3) Call me 707-478-0637

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Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Top 1% in the nation 2016-2020

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[Calakapepe]

switching careers is really solved by just being communicative.. Just let them know hey I want to take this role that was offered, will this affect my eligibility for the loan.. then if not, go forth

[itscecyywenniee]

All this just makes it impossible. Cant have alot of debt, dont pay your debts. Dont close accounts. Ughh im never buying a home 😢

[Silke]

I love offering buyers seller financing so they never have to put life on hold like this!

[cass]

Absolutely and your real estate agent should tell you this. I was selling a house 3 months for inspections, repairs, paperwork and the guy bought an engagement ring 3 days before close he no longer qualified. His big plan on a surprise when they walked into their new home was lost in that meeting. She knew and they had no place to live, all belongings in a uhaul. I felt bad for them and told my agent we could rent to them for a month, luckily my agent said really bad idea. Sold 3 weeks later for $10, 000 more because simple repairs. So happy I listened to my agent. My agent did right by me, first couples agent should have warned them about big purchases before signing.

[izziereal]

Thanks Alexis for filling in for Jennifer.

[chicagodoorstep]

These are some great tips, they can make all the difference 👏

[BriannaMarie]

you dont have to worry about any of this if your buying a house in cash ( no mortgage )

[--M--]

Also I do not play the game of wanting a house. I know people with houses living paycheck to paychek only to pay their whole house at the end of their life around 70 vs me or others renting having enough to save travel investing and later on to buy whole a place in another country that has more common sense and choices financially. In the end we are all ending in the same place and no one will care 10 years after that.

[ferrotee]

That is my All time FAVE Christians song!!! That is my JAM! And The Christmas Story is FAVE movie!

[cindyaguilar]

Can you elaborate on why no large deposits ?

[praiselifeworshiplifeca]

I'm in the process of closing and this was good 😅 I won't lol maybe just a good car

[lesleymay]

What if you're upgrading to a role that's $25K more?? Seem silly not to switch no?

[misterogers]

So making large deposits is a no go. I would think that would apply to withdrawals unless they are worried about the source, or money laundering.

I think this is to avoid people from hiding gifted money or money from dubious sources.

[amandalee]

How do you not make a large deposit if you are moving money from a retirement account to your checking account for the down payment?

[minjikim]

How about buying a puppy? I plan on getting a $4500 pup and might coincide with around the closing date and no Im not adopting from a shelter thank you very much

[silla]

What you mean “making large deposits” would affect it? What if I’m expecting a large probate inheritance for the down payment.

[Subydayo]

Can you elaborate on not "changing careers?" Is it because lifestyle creep? Or is it that there's less security in a new job?

[childofgod]

TURN TO JESUS AND SPREAD THE GOSPEL AND READ THE BIBLE

[line_guy]

I unfortunately had to switch careers beginning of year... gonna be real hard to pay when we get one next month so we had to go smaller than hoped for.

[grindmodepaul]

Buying a car? Buying is paid in full to me, not having a car note. I know applying for a car loan is a “no” when closing on a home. Will buying a $9, 999.99 > vehicle really affect the process? JW thanks