How to Climb the Credit Card Ladder in 2024

In this video, I cover the 5 different tiers of the credit card ladder. Starting at the base, we have rookie cards, including secured and student credit cards. The second tier comprises no annual fee beginner credit cards while the third tier introduces credit cards specifically for travel. Then at tier 4, we have premium travel credit cards with hefty annual fees. And finally, tier 5 consists of invitation-only credit cards that are only available for 0.1% of individuals.

With that said, the credit card ladder is just a guideline to help you find credit cards that fit your lifestyle. Not everyone will have aspirations to reach the top, nor should they. Let me know what tier you’re currently in down in the comments!

Chase Sapphire Preferred:
American Express Gold:

Timestamps:
0:00 - Introduction
1:10 - Tier 1
4:09 - Tier 2
6:52 - Tier 3
9:07 - Tier 4
10:43 - Tier 5

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DISCLAMER:
This content is for education and entertainment purposes only. Andrew does not provide financial, tax, or investment advice, so please always do your own research. The information is presented without considering the investment objectives, risk tolerance, or financial circumstances of any specific investor and may not be suitable for all investors. Past Performance does not predict future results. All investing involves risk, including possible principal loss.

Some items may contain affiliate links, which means that if you click on one of the product links and complete a purchase, I may receive a small commission at no extra cost to you.