How to Climb the Chase Credit Card Ladder [2024 Guide]

#creditcards #creditladder

The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

This is how you could climb the Chase Credit Card Ladder.

Tier 1
Tier 2
Tier 3
- Sapphire Preferred
Tier 4
Tier 5
JP Morgan Reserve

Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

0:00 Intro
0:41 Chase Rules
2:21 Tier 1
4:20 Tier 2
9:03 Tier 3
13:59 Tier 4
16:53 Tier 5

[robert]

Just got a Amazon chase prime card after getting my first ever card chase unlimited cared ( think I skipped one) idk after 6 months and got my credit score from 650 from poor student loan management to 737 after 6 months and paying all my debt off

[dmunozg]

Just a quick correction: The Freedom Unlimited has 3x on Drugstore purchases, not Groceries (the public offer includes 5x in Groceries and Gas for one year, but no cash back match).

[ellenbac]

Hi John, thanks for this informative video. Could you please make a climb the AMEX credit card ladder video?

[nishankamin]

This is THE video we all need. Great one! Hoping to see more of these for the other card issuers as well.

[TheObsBuild]

I feel chase portal up charges a ton. I remember looking it was 700$ round trip but when I went to Southwest to get the tickets they where only 250$

[turtle]

This year i got approved in order for CFF, CFU, Amazon Prime CC, WOH, Citi American Airlines CC, and CSR

[jasonbroom]

It's super easy. You cut up the first one, pay the bill OFF, close the account, then start leveraging cash for your investments and purchases. The only thing that happens when you climb higher on a ladder...is the risk of injury or death when you fall off is greatly increased.

[drawspanish]

Love the video John and I’ve learned a lot from all your binge-watched videos!!! One suggestion is be sure to double check the spelling of any words you put on screen, example off the top of my head include “dinning” instead of “dining” and “longe” instead of “lounge”. Keep the videos coming!

[Erenthenub]

Howdy. I just applied for the CFU 2 days ago and was approved... for basically a 24k limit. I have the CFF and CSP already, as well as the Amazon Prime card with Chase. Just had to round out the trio and the 5% on gas/groceries for a year gives me a year until i get a dedicated gas category card :D. Also, my total credit limit with Chase now is about 52k~ and my income is not yet near 100k :)

Edit: typo in a card name and adding limit info

[mikegoodwin]

The cap at 50% of your income is not always true. I'm at 63% to 68%, depending on how they want to figure my income.

[EMSPEED]

Y’all make the same credit card videos over and over. 😢

[michaelkreck]

Love the vid, John. Suggest you spellcheck your graphics. I saw at least 2 misspelled words…Dinning and another earlier in the vid. Keep up the great work. Thanks for your efforts on our behalf. Mike

[IMZCLICKZCOD]

Freedom is the best for me. I don’t like traveling and pre-approved for both sapphires but choose to keep freedom unlimited cause I don’t want annual fee cards or the travel points.

[K.cxtxlinx]

I’m pre approved for the freedom flex, sapphire preferred, and freedom unlimited because I bank with chase and have my savings account with them. Should I pick one from those three or gradually apply for all of them? I only have one other credit card that I’ve had for about a year and a half, and make less than $15, 000 a year as a full time student.

[Upper_Room_Studios]

@7:10 Thanks! I was wondering where my points were. Great vid. I have flex and unlimited... and built.

[luisj.becerra]

Jp morgan reserve is not the same as chase sapphire reserve...there is a lot of benefits like insurances and concierge that I really value from the card.

[DefSquadFan]

You need to do a video showing how you have 2 million ultimate rewards points.

[Hurshneet]

Love the videos man! If you could do something like this for capital one or Amex it would really help me out.

[pascalkonyn]

Hey John, thank you for the great video! If I just got the Sapphire Preferred in December, can I qualify for a Chase Freedom sign up bonus in March? Or do i have to wait 24 months?

[randomhowtos]

Qucik question where is the unlimited cash back match cause in the public offer I dont see it