My Top 4 Cashback Credit Cards for 2023

INVESTING

CREDIT CARDS & PAYMENT APPS
🧾 DBS Paylah! $5 with code CHRHAF684

LIFESTYLE

ROBO-ADVISORS

BUSINESS

TRAVEL

PROFESSIONAL SERVICES:

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1 main general spend card
+ any of the specialised spend card

UOB EVOL (General)
- Up to 8% Cashback for Mobile Contactless & Online with min spend $600
- Effective 6.7% for $40 cashback on $600 spend
- Clocks UOB One Account 5% p.a. interest

DBS yuu (Specialized)
- Min spend $600 to get up to 18% Rebate
- Base: 10x yuu points (5%), no min spend, no cap
- Bonus: 26x yuu points (13%) with minimum $600 qualified monthly spend, capped at $78 (15,600 yuu points)
- Total 36x yuu points or 18% on $600 yuu merchants spend

i. DFI Retail Group (DFG)
ii. BreadTalk Group (BTG)
iii. Mandai Wildlife Group
iv. Singtel: SingtelShop! and Singtel Exclusive Retailers

SCB Smart (Specialized)
- 6% Cashback, no min spend
19.2 Rewards Points per dollar spent on the following: 
* Fast food: McDonald’s, KFC, Subway, Burger King
* Coffee and toast: Ya Kun Kaya Toast, Toast Box, Fun Toast
* Digital subscriptions: Netflix, Spotify, YouTube, Disney+
* Daily commute: BUS/MRT via SimplyGo
Equivalent to 6% Cashback

Citi SMRT (Specialized)
- 5% Cashback on Grocery, Online Purchases, Taxi & Bus/MRT in SMRT$
- Annual cashback cap of $600 SMRT$ max during 12 month period (~$50 cashback per month)
- Exclude Travel spend for cashback (Hotels, Airfares, Travel agents & partners, Cruise, Car rental)
- Good for big ticket spending that can be paid online e.g. eCommerce, online electronics and gadgets, online furniture stores.

#Sponsoredby #Webull

[LeakyBucketsg]

I always like ur videos! Keep up the uploads!

[neoyikhao]

Hi Chris, I signed up for UOB one credit card recently from watching one of your video, do you think I should change it UOB Evol now?

[KenliaAdventures]

Hi Chris, wish to check can Citi smrt be used for insurance payment?

[eugeneho]

Hi Chris, thank you for the video. I have a UOB One account and I have salary credited and can meet the $500 monthly spend to get the interest. If were to get the Evol card, it means I can earn the 6.67% cashback ON TOP of earning the interest in my UOB One account?

[limcheehean]

3:25 caption should be 13% instead of 30% right

[IchigoX]

for citi smrt card, i can just use 1 time and pay to get the $600 cashback for this month and dont need to use afterwards for the year?

[YokNg]

is there a cashback card with no max spend?

[chairicky]

What about Shopback cash back? I think it is in different league, what your opinion? Thx

[jjs]

Lao Ban which is better value? Cashback or Miles?

[MrJLHK]

How about Top 4 rewards credit cards? 😊

[zhitai]

What are your thoughts on Maybank fam and frens?