What Health Insurance Do Health Insurance Companies Give Their Own Employees?

The Health Insurance That Health Insurance Companies Provide for Their Own Employees is Very Telling... Since They Have All Their Clients' Data to Analyze for the Best Solutions.

3 Health Insurance Company Employee Health Plans are Evaluated.

All Offer 4 Plan Options.

All Offer Health Savings Account (HSA) Options.

2 Offer HMO Options.

All Offer Wellness Programs Involving Health Risk Assessments, Biometric Screening and Various Other Activities to Earn $500+ Per Employee Per Year.

2 Offer Telemedicine and Navigation Services

1 Offers a Centers-of-Excellence Program and On-Site Clinics.

NONE Offer Traditional PPO Options. NONE Have Prescription Drug Coverage with Copays.

Given That Health Insurance Companies Know More About How Effective Various Health Insurance Plan Designs and Programs Are Than Anyone Else... Is What's Good for the Goose, Good for the Gander?

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[achievecarerpm-ccm]

As a past RN employee for a top 5 Health Plan, probably one of the Plans you referenced, I agree with your evaluations.

[danieldemyan]

Great video Dr. Bricker. Are there any publicly available resources on the plans that large health insurance companies offer their own employees?

[SSSJS]

Any data on what the premiums are (employee plus employer portion)?

[bobhea]

Could it be that they have 4 Plans because the number of employees supports that many options?

[dlw]

The largest healthcare insurer in the country offers only high deductible ($3, 000) plans and the premiums for a single person are around $160 per month. The plans are essentially good only for catastrophic coverage and then, they will find a way to cut you off and deny as much as they can. Surely, you could have obtained more info by asking current employees of the companies. I've worked for 2 different large insurers and have friends who work for other insurers. Your information doesn't appear to be accurate.