7.8% P.A. Interest?! MAXIMISING the UOB One Account!

UOB One just increased rates significantly! Here’s how you can get the highest interest rates of UOB One and increase your earnings even more with the promos available.

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00:00 7.8% p.a. interest?
00:25 Requirement 1
02:34 Requirement 2
04:56 Sign-up promos
06:26 Pros and cons

[kennethleung]

Thanks for sharing about the UOB EVOL card, didn't know it had such wonderful cashback.

[lishr]

Used your link! this is too good a deal! when did they launch this?

[reddotfoodtravel]

say one has $150k, would the best combo still be 100k into ocbc with salary credit + 50k into uob with 3x giro?

[Vincent-plck]

So it’s not advisable to put fixed deposit with UOB cous the rate is 3.2%? I just maintain 100k in the one account for better interest?

[smc]

Hi like to ask for UOB one min spent of $500, can the $500 spending be split across a few UOB cards?

[sohsongyam]

Hi, i use posb to paynow the min salary of $1600 with reference SALA but it still not reflected am i missing something?

[chenliu]

If I use UOB EVOL, would paywave account for the contactless mobile payment? Thank you.

[kipklop]

Oh you mean the 7.8% is only on the last 25k in my account balance - not on the whole account balance? Is that why the effective rate is 5%?

[xtremescy]

Another great video!
Understand that insurance premiums to UOB One/EVOL credit card are considered to be eligible towards the $500 Spend - does GIRO insurance to the credit card counts?
Also if I GIRO season parking, telco bills (and all fixed bills etc) to UOB One/EVOL credit card, will that be eligible to contribute towards the $500 too?
Thanks again for your effort and contributions to share wonderful tips!

[lishr]

What is the link to the form at 5:40 and 5:56 that I have to fill in?

[UVERtainment]

so just to clarify, if i pay my insurance premiums using the UOB One credit card, it counts towards the $500 criteria but it will not be eligible for the cashback?
which means ill need to spend another $500 to get that cashback?

[jalbertsum]

May I check if the earmarked funds will still continue to earn the high interest rate? (i.e. 1st 30k earns 3.85%, next 30k earns 3.9% etc.)?

I am concerned as there is clause 2.8 in the T&C which states that "“Earmarked” means that the amount deposited will not be reflected in Account statements"

[gqvfgjz]

Is there a hack for the $500 spending?

[harveylow]

How about comparing the effective interest rate with other main banks?

[dante]

Hi, I like to check if the $500 credit card spend counts for UOB amex credit card?

[unjordanchua]

saw the spend + giro only gets 0.05% on 1 slide and 2.26% on another slide for balance above $75, 000... 🤔

[ricebowl]

Can i use my UOB One Debit card to pay off my OCBC credit card bills? Is it counted as the 500 dollars spending?

[ytb]

Is it better interest rate to park 100k in savings account than fixed deposit in UOB?

[chrleliu]

If my account balance is below $25, 000, will I still get interest? Provide I fulfill the 2 categories, spend $500 and salary credit.

[neutraluser]

Just beware that all conditions must be on same day, spend $500 and 3 GIRO or Salary credited. If you spend $500 on 1st of the month and your salary or 3 GIRO at the end of the month, say 26th then your 7.8% kicks in only on 26th and enjoy it for next 4 to 5 days, 30th or 31st. Next month is reset again. Just make sure your company or billing organizations credit or deduct on the same day that you spend that $500. 😄