5 ISA Mistakes You Must Avoid in 2024

*The Investing Apps I Use*

💸 - Trading 212 - Get a Free share up to £100. Use Code: TOBY in your app if you do not receive your free share.

💸 - InvestEngine - Get between £10-50 when you sign up and deposit £100 (T&Cs Apply)*

💸 - Lightyear (EU and UK)- Free Stock

*//Want to speak with me 1:1?*
Email me here with your needs and we can book a 1hr 1:1 call.

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*

*//My Favourite Credit Card for Points*
💸 - American Express Gold Rewards Card - Get 30,000 Points - £0 First Year

Disclaimer: This video is provided for information and entertainment purposes only. Please seek the help of a qualified regulated financial professional for any advice. Capital is at risk. Some links are affiliates and I will earn a commission from using them.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

[EliteLowton]

Its always great to revisit some of the basics for people just getting into ISA's so well done for spotting that potential for another informative video Toby.

[Petersworld]

Always very interesting content Toby, good common sense advice and opinions.

[AjinkyaBhushan]

Toby you explain everything in such a simple way. Thank you for providing this knowledge for free.

[TikalEmpire]

Hi Toby, Great content as usual 👍👍, would it be possible to see a video comparing the ACC and DIST stocks to see how they would differ over a period of time (cost vs reward). I see a lot of comment from people who are uncertain of which option to choose when investing.

[grantstewart]

❤ the Fallout images 🤖 – Great clear video 👍

[sandramcmahon]

Useful info as always Toby 👍🏻. Get selling those T-shirts 😊

[DocNick]

Good video. One of the reasons I've stuck with Vanguard over some of its cheaper competitors is that its ISA is flexible.

[sethanith]

I did laugh at the use of Fallout’s vault boy for the thumbs up 😂 you earned that like

[glenakatsr]

Please do bonds Toby, it’s rarely discussed and an important topic for individuals closer to retirement, MoneyMarkets are important too!

[marifdv]

Thanks for the vídeo! I’m new to investing and it is a surprise to me that most people couldn’t care less about where their money is going if it brings good return. I wish there were more options - especially a vegan ETF!

[forberries]

Hi Toby. Have you any experience/advice regarding Wise stocks feature at all?

[Simon_]

Great video as always! Do the dividends count towards your isa allowance?

[KRN]

This is a very different topic but I wanted to hear your opinion about Gary Stevenson?!

[KNNH]

i would only use a S&S ISA for long term investment and never for taking in and out.

[Khaiphos]

Any news when InvestEngine will be starting their pension to SIPP transfers?

[Kit-Talon]

Can you tell us a bit more about the costs of taxes from interest earned/saved which goes above the thresholds? What happens when taxable events are triggered and how do we go about declaring our taxes, or is there a way that tax can automatically be taken at a given point (akin to PAYE).

[paulguk]

Heya Toby. Thanks for another great video. Regarding the difference between Distributing and Accumulating index funds : If someone has (perhaps mistakenly) picked the distributing fund version, and then manually reinvests those dividends back into the ISA - does that reinvestment count as part of the 20k ISA allowance?

[AMK]

What is that screen tracking on the top of your room? Different stock market prices? Thanks

[Abdul_Rahman]

Number 1 financial mistake is not watching a “Toby Newbatt!” YouTube video. Quality content!

[divyv]

Hey Toby, very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?