10 Colorado Towns You Can Retire for Less Than $2,496 a Month

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Are you looking to retire or just move to Colorado on a budget? In this video, we will take you on a virtual tour of some of the cheapest places to live in the state. From small towns to larger cities, we'll explore areas that offer affordable real estate, low living costs, and a high quality of life.
We'll start by highlighting some of the most budget-friendly towns in Colorado, including Alamosa, Lamar, and Trinidad, where you can find affordable homes and apartments for rent. We'll also take a look at some of the larger cities, like Pueblo, that offer a variety of job opportunities and affordable living options.

Whether you're a student, young professional, or retiree, Colorado has something to offer for everyone on a budget. So join us on this journey as we explore the cheapest places to live in Colorado and find your perfect new home!

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I lived in Montrose for 2 years. The town itself is nothing special but it has everything you need and it’s in a great location. You are an hour from Ouray, Grand Junction and the Blue Mesa Reservoir. A bit further away is Telluride and Silverton. There’s tons of great camping, hiking and skiing nearby and the Black Canyon of the Gunnison is just down the road. It’s not as crowded as the eastern part of Colorado and the weather is quite mild in winter. If you drive an hour south you get winter. Win-win! A good place to live.

ajf
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I grew up in the San Luis Valley, going to school in San Luis. If your children are okay with going up in a farming community, Alamosa will be great for your family. Keep in mind, the major hospitals or any major shopping is going to be a couple of hours away in Pueblo. The winters can get harsh due to the high winds in the SLV (San Luis Valley).
Great job on the research again, Briggs!

SaiyanKaizen
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"Sexy Pizza" in Trinidad is owned by the guy who used to run Sexy Pizza in Denver. He left Denver for Trinidad because he was tired of what he called the "party vibe" in Denver and he wanted to be somewhere with people who were a bit more real. There's a growing arts scene there and some folks bought the old theater in town and are renovating it. The place is starting to get some interest from people who want to leave Denver because of the cost.

FawleyJude
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I love Lamar. Never lived there, only stopped by back and forth on road trips. Always found the people to be friendly, plus they have the Snow Goose festival every February! The time I attended, there was art, music, storytelling along with the birdwatching and a guided trip to Picketwire Canyonlands. Lamar is on the Santa Fe trail, and the Arkansas River. Lots of history, mild winters. Honestly, you can't go wrong with the towns that follow Highway 50 across America.

j
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Pueblo CO has a really high crime rate for a town of its size. Just an FYI.

kchapmanprovo
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Just a note on Pueblo: you can live around $2500, but only in the poor and dangerous areas with gang activity. Its expensive to live in the nice and safe areas.

BitterMillenial
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I’m from CO. Alamosa has horrible weather in the winter months. A lot of days this past winter were below zero. Place is cold af

nickloewenstein
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I live in Boulder and it’s filled with homeless or apparently live on very little. A lot of them get free housing while us working people barely scrape by.

I bring home around $3000/mo. I can pay my bills but don’t have much leftover.

I’m buying a small trailer and living in that. There are places all over Colorado and the West where you can live rent free. It’s not what you make, it’s what you spend.

ajf
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We are retired and living in Colorado. You were right on with your suggestions for cheaper retirement towns.

conniecorbett
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Lived in Colorado for years - have been in or lived in nearly every town in this list. Please note that one of them,
Alamosa, is often one of the coldest towns in the lower 48 - I have seen temperatures below Minus 40 f, many
times. It would be interesting to see one of your videos on towns with extraordinarily low winter temperatures.

sandrastanley
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I lived in Colorado 1st 30yrs of my life and I support this list. If I were to choose my top 3 from this list they would probably be Montrose, Delta and Craig. Those would be based on access to mountains and recreation. The eastern part of the state is similar to Kansas, Nebraska in topography.

Chiller
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I moved to Trinidad a couple years ago because there are two state parks on the edge of town. There is a lake and the state is building trails like crazy. It’s paradise.

andymtb
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Been to every place on the list. Pueblo is really the only choice if you don’t want to live in a small town. Nice downtown, lake, good weather relative to most places, close to the mountains and lots of good places to eat.

Beaverto
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Thanks for the run-down.
It’s nice to know that there’s some cheep, somewhat decent towns to move to in case we loose everything.

HARE
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Suggestion: A video about affordable locations in Hawaii. Cities. Neighborhoods. Islands. The less gentrified areas of the 50th state. Spots in Hawaii that are truly hidden gems, places that almost no one has ever heard about or is even aware of.🍍🌈🏄

pamelamays
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I think it would be cool to do a video series on cities/towns in the expensive states Colorado, Oregon, Washington, California etc that an average couple can be okay. I grew up in Nebraska and those states are great but we’re always told they’re too expensive. It would be nice to hear the places that aren’t the cheapest but you could live a great life if you and your spouse each make 50k or so and still buy a house and find good schools, jobs, and people. Does anybody else relate where you’re just somewhere in the middle?

tylermcintyre
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well briggs, enjoy your videos. have lived in Grand Junction for 9 years and rent has gone up 80%. the VA hospital is a mile from my home as is the Colorado river. looked around still cheaper than bug infested mid or southern states, plus Va is easy bike ride away. oh yeah ride a bike for transportation. live on under $1400

richardmead
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I left Colorado for a “life of adventure” for twenty years and wanted to retire in a ski town with the ski bums. I returned to find private equity managers living at the slopes instead. Boy did things change.

chrisoffersen
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I live 12 miles North of Alamos on 40 acres and it is desolate scrub land but the views of mountains all around (the San Luis Valley is a convergence of 3 separate mountain ranges) are incredible. There is currently a moratorium on tiny houses in Alamosa county, they are going to revisit in August. Sagauche County just north of Alamosa county has much more lax building codes, like none. Oh, did I mention the WIND?! It is intense.

jasonlightfoot
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***ALWAYS CHECK WITH YOUR LOCAL COUNTY BEFORE YOU CONSIDER A BARE LAND BUILD ANYWHERE IN CO.*** Tiny house regulations for Alamosa... they're NOT allowed at present. The smallest home you can build is 500 sq. feet min and it's got to be on a foundation with a water source, power or solar and septic. Seems harsh but it's actually reasonable if you consider that back when the movement started, folks literally froze to death, went without adequate water, spread their untreated sewage all over the desert and left gigantic trash pile-shacks and garbage all over the place when they gave up and left. Alamosa is a harsh environment. It's COLD in the winter, and it has high winds very regularly to nearly daily in some areas. To put things in $$$ context, I bought 10 acres on the tree line for $20K five years ago. It's going to cost me about $50K+ to develop the land enough to even start building... earthwork including driveway and drainage mitigation, septic, solar/turbines, well (or alternatively a cistern if I can get a variance, and have water trucked in from the local water company), and will require permits/inspections for all of it. Hauling your own primary water is not allowed in Alamosa Co. but permissible in some surrounding counties. Septic HAS to be done by a licensed contractor. Composting toilets or outhouses are not allowed in Alamosa. County is not super alternative building friendly, and everything has to meet the Universal Building Code and be run past their Inspector. Older mobile homes must meet age requirements and container homes are not allowed. There are permits required for most structures, even for carports and patio covers. They also do not allow for travel trailers/ travel vans as residences except with a camping permit, even when you own the property. That's limited to a few weeks, with one extension possible per year... negotiable for more if you're in the middle of a build, I believe. Be healthy if Alamosa is a consideration. There are a couple GP's and a very small hospital that will mostly stabilize you and pack you off to the Springs or Denver for anything big. Specialist care (cardiac, cancer, chronic illness) is 2 hrs away in Pueblo and pretty limited. You're probably still going to be driving to the Springs or Denver 3 hrs.. Walmart, Ace Hardware and Tractor Supply are literally the biggest retailers. I think there's still a lumber yard in town. The closest Home Depot, Lowes and Sam's Club are Pueblo. The closest Costco and Trader Joe's is Co. Springs. There is no Aldi's in CO. The growing season is very short, rain is scarce, and lows will still be in the 40's in the middle of summer. But if you like amazing views and vistas, lots of natural resources to recreate in and neighbors that won't wedge a nose in every available crevice, it's darn near to heaven.

marcellacruser