Home Mortgages 101 (For First Time Home Buyers)

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This video is the ULTIMATE GUIDE to home mortgages.

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This video was created for informational and educational purposes only, and should not be construed as a source of specific investing, financial, accounting, or legal advice. This video should never be used as the sole source of information, without consulting with a financial or legal professional to determine what may be best for your individual needs. The creator of this video, Elliot J. Gindis, does not make any guarantee or other promise as to any results that may be obtained from using the information in the video. To the maximum extent permitted by law, the creator of this video disclaims any and all liability in the event that any information, commentary, analysis, opinions, advice, and/or recommendations contained in this video prove to be inaccurate, incomplete, or unreliable, or result in any financial or other losses.
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Here's what is in the video with the approximate time hacks. Thanks for watching!

1. Intro (00:08)
2. What is Covered (01:07)
3. 30-Year Fixed Mortgage (01:30)
4. PITI (Principal, Interest Taxes, Insurance) (02:00)
5. HOA Fees (04:11)
6. Mortgage Calculator (04:45)
7. Amortization Schedule (06:07)
8. Mortgage (07:48)
9. Other Mortgage Types (08:37)
10. Personal Finances and Mortgages (10:33)
11. DTI Calculation (12:32)
12. Applying for a Mortgage (13:45)

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