Money Morning Routine | Future Budget Planning

Money Morning Routine - October 24, 2024

November is coming up fast, and with another vacation coming up, I am making sure I am 100% prepared!

I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!

Fetch Rewards is the app I use to turn my shopping receipts into free gift cards. Sign up for free with my referral code (WVQFM) and we'll each earn points when you snap your first receipt.

ABOUT ME

Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

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[carolyndalton]

I love the morning routine videos. 😊 The fact that they are concise and to the point.

[andreajones]

Yes please share more information about your savings challenges book. I need to be more organized and it looks like something I can use for me and also purchase for my 2 children.

[michellemorales]

I started to close out already, leaving room for 3 categories to change - groceries, eating out, and gas. 💙💜💙

[sherrylynnepierro]

Would like the savings challenge volume one

[Nanni-uhkc]

The Savings Challenges book looks amazing! 😀

[sewingnewbie]

Will there be a PDF version of the new full size BBP so we can print at home ?

[latiffanydavis]

Im not sure why but my brain doesnt wrap around savings challenges on a monthly paycheck with a budget that feels tight already. Any tips or advice? I want the savings challenge book. If anyone can give me direction i know TBM and Followers can.

[OlaAlex]

Oh, what a news, hi beautiful Scorpio! Your birthday are right after mine! :) I celebrate 14th Nov :)

[FaithfultheEND]

Ok ok I give up! I need your budget tracker!! ❤

[spiritualsoulchild]

Will these stay in stock or will we have to preorder and possibly miss the chance of it selling out if we wait a few more months to buy

[valeriewoodard]

I bought your new book and am starting it in January. Quick question — I’m paid biweekly. I’ve seen some people do a “month” paycheck as the first paycheck and then use more of the budget paycheck pages for the individual paychecks. I’ve seen some just follow along and do the budget as per paycheck.

Which way is easier? The thing is, sometimes my paycheck falls on the last day or close to end of the month, do I keep it in that month? Or use it the following month? Example, I get 3 paychecks in November so the last one is Nov 29.

[lindastarr]

Where can i get the single page you have your saving catalogs on?

[cquannable]

How did you get your checking acct cushion from 746 to over 1, 000? It looks like you only planned 100 for your cushion this month 🤔

[susanb]

Question: I just received my workbook for next year.. did you already subtract the youtube payment on your tracker because you knew it was coming out or do you wait until it actually is paid to subtract?

[carriespooner]

Will the saving challenge book be available in a pdf version to print at home?

[trainboy]

Can I ask how long it took you to save the $3, 000 for that trip?

[spiritualsoulchild]

Is the savings challenge for those with low income as well? Would hate to purchase one and cant do any challanges due to major transitionings happening in life at the current moment