Insurance101 - Deductibles

[MelodicMotives]

Like your video. Very informative. Insurance is part of everybody's life.

[rogerberres]

My state farm insurance company is telling me that i must pay 3 deductibles on the same claim
So i have put in one claim but the insurance company is telling me that i must pay 3 deductibles on the same claim of vandalism
the estimated cost to repair the damages is 14000 thousand the insurance company says i must pay 3 deductibles at 3200 hundred dollars making my out of pocket expense 9600 hundred dollars on a 14000 thousand dollar claim
Stating that i must pay a deductible on a per -claim basis
but i only filed one claim for vandalism so how does one claim turn into 3 claims i ask state farm for an explanation on how this could be but i get no answers
And it seams clear that there is no help with this matter so the insurance company State farm can do as they please there should be a law against this practice
i looked up deductibles on the internet and i only find where a deductible is allowed if you have two claims on two different days which i can understand that theory
but to take one claim and turn it into 3 separate claims does not seam right what so ever. Thanks Roger