What Should I Pay Off First?

What Should I Pay Off First?

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• The Ramsey Show (Highlights):

[dr.bradshaw]

Rich people ask for the price. Broke people ask how much the monthly payments are.
TRUTH.

[ErrorPagenotFound-igcy]

I enjoy cars too. But not to a point where it’s taking a lot from my paycheck. I may have an old 2011 Accord but she’s paid off. And a paid off car with title on hand is more attractive than a brand new financed car on any given day.

[mindleaves]

Always great advice Dave !! So thankful I discovered this show early in my life... life forever changed! Debt free at 26- and bought our car cash recently ! Thankss Dave Ramsey

[ignorantenlightenment]

two cars and a motorcycle?! We as a culture have got to stop falling for the consumerism bull 🤦🏾‍♂️

[NickPeitsch]

With a $100k salary, this guy won’t have any issues paying off the debt.

He’s just gotta attack it head on as his top priority! No dilly dallying around.

[ItsonlyKM]

I have 5 more payments on my car of $380 per month and $165 insurance. And guess what I haven't drove in 2 years. Because medically I can't. But I was trying to keep my credit good, but I got a really bad deal on this car but of course I didn't have any money saved and I needed a car.
This $500+ is about to be in my pocket for good lol I don't drive anymore, no stupid car note ever again!

[ludens]

Just get rid of all the vehicles and buy a old mustang or vette. I never had a car payment I drive a old mustang and vette

[GEAUXFRUGAL]

I got a ghetto glider 2001 grand Marquis and it was well cared for . Love the ride of the car majic carpet . Not the best mpg but it basically sits in the driveway 23 hours a day spends maybe 5 min a day running. My commute not even half mile. All ny bills $205 a month not including medical and food.

[NickPeitsch]

Always pay down the highest interest debt first!

You’ll end up saving MUCH more in interest payments!

[Bestfriend-]

You are just 28, sell cars, get rid of debt and start over, you have plenty of time to build wealth and buy nicer cars.

[sbrazenor]

I just paid my car off at the end of October. It feels nice knowing I never have to worry about a repo man, no matter how bad things may otherwise get. Somehow a paid off car is just more fun to drive. 😁👍

[Paintball]

I had a brand new 2019 Toyota RAV4. Luckily I only owed 21, 000 and when I sold it, they gave me what I owed for the car. I now drive a 2012 Toyota Camry with 55, 600 miles on it and there is already rust on top lol. Sometimes we have to do things we don't wanna do to get ahead.

[constructivesolutions]

“If it had wheels then I will buy it” lol 😂

[abcusamich]

You should never put yourself in a situation where you have to choose between keeping your motorcycle or your wife.

[kasken]

That face... That face when you know you're about to get some real knowledge dropped on you. Thanks Uncle Dave.

[jorgeluna]

A lot of people call for advice and probably don’t take his advice and continue to get debt

[GardenerEarthGuy]

Glad they called Dave and didn't finance an expensive vacation to use the time to figure this out....

Either way, delivering pizza for that sweet $5k a month is the fastest way to being debt free.

That motorcycle might make a low fuel bill, pizza delivering setup, if he pays cash for some pizza warmers as saddle bags.

[akp]

Listening to all these people makes me feels so much better about myself. I'm 24 years old making 105k and not nearly this stupid with money.

[jenniferannfox]

being upside down on car loans is not good but if you want to look at it in a positive way, he is only 28 years old, not 50 years old. Hopefully he will change his attitude about money.

[harrisonwintergreen]

Somehow I didn't get the car-guy gene. On one level I can appreciate a nice ride and I'll turtle wax my car occasionally to keep it looking good. But I can't gut-level get it when people are car-obsessed and tie up so much emotion and identity in their vehicles. Americans love affair with their cars have become a fatal attraction.