Beginners Guide To Buying Your FIRST HDB FLAT - BTO or Resale? | The Hop Pod Ep.78

Finding a home that is a perfect fit for you can be challenging especially with so many considerations to weigh. In this episode, we break down the two main options: HDB BTO (Build-To-Order) flats and resale flats - which one suits your lifestyle and budget best?

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00:00 Teaser
00:33 Meet Amanda & Joy
00:47 Topic of the Day
3:34 Key Factors to Consider When Buying a Flat at a Young Age
7:06 How Long Should You Date Before Getting a Flat Together?
7:53 Important Considerations for Finding Your Ideal Home
8:57 Why Choose a BTO Over a Resale Flat?
13:17 How Much Are You Willing to Spend on Your Home?
15:03 The Question Pod!
16:56 Can You Afford a Home With Little Savings?
19:15 Understanding Loans and Grants
22:50 Managing Expectations When Purchasing a Home
24:16 Wrap up
27:21 Outro
27:46 Bloopers

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[jonjonjonny]

Do one for singles pls! I'd love to hear one featuring singles, and I feel this topic of flat discussion, amongst singles are not discussed often enough. The struggles and reality for singles T-T (and of course the bright side also) For worst or for better, singlehood in Singapore is a rising trend I hope to see one from you guys! Thank you! : D

[mynameisusedz]

Going to be extremely harsh with my criticism because this is probably the worst episode. Not sure whats the point of a panel podcast if almost nothing is individual thought and simply just regurgitating HDB/MND's talking points word for word. Nth on the hosts and guests bc its probably totally out of your hands. But is the producer for this episode assuming the audience of YGW podcasts unable to read a step by step guide on the HDB website? I understand bills have to be paid for your other passion projects and creative content, but this was almost insulting.

Maybe a lot of content was not approved by the client and cut out and its probably the best with what you could work with...but yeah...

[sleepy_dobe]

For singles, if you're buying from the resale market, I would suggest buying as big as you can afford. If you meet someone down the road, the house is already settled, regardless if you want kids or not. And if you stay single or decide not to have kids, the spare room(s) can be set aside for whatever use you want, or if you're ok with sacrificing some privacy, rent it out. The rental income, if market is good or if you have more than one room leasing out, can literally pay for your monthly mortgage.

[alastorneo]

Would love to hear from singles who moved into a new space on their own!

[ptcyyyy]

Hahahahaa refreshing new seating arrangements and the side profiles that we seldom see 😂

[tyllermiami]

Shouldn’t the question pod have questions relating to the episode?

[temasekb]

Bto first, relationship can slowly develop. Worst case, tahan 5 years, sell and split. Best case, both can upgrade to condo after flipping. Win-win.

[LXZJ]

How is Bedok North Springs the best location in the whole world...

[OEL]

Can bring in singles next time please?🙏🏼

[kimneo]

Nick, please be responsible for what you said. Although the number of million dollar flats is very small but resale prices across board will increase in relation to the past overall resale transacted prices. So disappointed with this episode… What a propaganda!