11 Things I Stopped Buying to Make More Money

11 things I no longer buy, so that I can live below my means and have more money each month. This allows me to invest and grow my money faster!

TIMESTAMPS:
00:00 - Introduction
00:28 - TV subscriptions
01:00 - Too much food
01:34 - Expensive groceries
02:01 - Impulses
02:35 - Apple
02:59 - Sales
03:29 - Other subscriptions
04:00 - Fashion
05:03 - Influencer products
05:33 - Occasional clothes
06:17 - Alcohol

WHO AM I:
I'm Kiran, a qualified Accountant and experienced tax professional living in the UK. I make videos about finance, tax and investing.

MY FILMING GEAR:

DISCLAIMER:
This content, and the ideas presented in it, are for education and entertainment purposes only. Kiran does not provide tax or investment advice. The information presented does not consider the financial circumstances of any investor, and therefore may not be suitable for all investors.
Although Kiran is an Accountant, no Accountant-Client relationship is established with the viewer in any way.

[davehHH]

Viewing subscriptions is like the new gym membership

[pdaniaful]

I'm so glad someone has finally Put Apple in a category of items that are at best overpriced and the real reason people ever own them is just to show off, the logo has become synonymous with affluence. Rubbish!

[flozx]

We stopped out TV subscriptions and are saving around £100 a month - it's absurd how they crept up over time. We still have prime because it's the TV and shipping but we stopped Sky, Apple, Disney and Netflix. We'll probably occasionally re-subscribe for a month to each to catch up but we're never having everything again!

[christianm]

Great video with great advice. I will definitely be taking these on board!

[AndyJFerris]

One thing to do is when you are buying a new laptop etc. Buy it at the airport which is what I do. Duty free and most deliver it to your door.

[AR-fyqo]

Go to your bank account and direct debit section and start pressing cancel.
Avoid alcohol too.

[lawrencer]

Simply way on saving money on drinks, is to get some fool to buy you drinks .
I work with idiots who think it ok to buy loads of drinks for girls, to look cool 😂😂😂😂🎉🎉🎉

[mcswainy]

Stop buying 'coffee' in shops. Learn to drink black coffee and make your own. Eat porridge made with water for breakfast. That'll save most people about £50 per week.

[themultilingualfamilyhub]

Great video, Kiran! I agree with the vast majority of the things you mentioned with the exception of Apple products - having used Macbooks for more than 10 years now, in my experience they are far superior to PCs and last far longer. My last laptop lasted me 8 years, so the cost per use was actually very reasonable. :) But of course, if non-Apple products work for you, it absolutely makes sense not to splurge on them just for the branding! I love your videos very much. Your video about the 60% tax rate has spurred my family to take actual action. Thanks so much for your valuable content!!!

[asegoful]

I have stopped taking a woman out for dinner. I have instead sharpened my culinary skills and cook at home. It's cheap yet more romantic

[Holborn]

So, I have a different opinion, I have a budget, that’s the mandatory, so I know how much I could spent on “unnecessities”, Apple?, my efficiency with Apple is helping me to be productive in my work, saving me time and money, buying not the latest models for phone or laptop1-2 years “old” with good discount and old any Apple product still have a value to get another discount on the “new” device, clothes?, yes agreed never bought any clothes for one occasion, I reckon that’s the girl’s issue, Alcohol…Naked Wines…will never cancel it😊

[anthonyjanes]

another great video Kiran, keep up the great work x

[MattyB]

Get second hand apple stuff. That’s what we do for our employees. Last longer and cost less. 😊a couple of years old will still have years left and cost way less.

[DavidSouthon]

I would also add stop buying £4 coffee’s

[vivekchedambaram]

I agree completely, I too stopped subscriptions, Apple, Excessive Foods, Alcohol and online shopping during sale.

[fenlandwildlifeclips]

What is your goal? What do you intend to do with all this money?

[cback]

can you do accounting for my limited company?

[jayj]

Great video.
I quite drinking now run marathons.

Phone is SIM only.

Still use the traditional desktop computer and upgrade parts to increase its lifespan.

Eat less meat feel healthier for it and saves on cost.

Have one sky box and installed sky go which is a free app you can use to watch on another device.

[honestjohn]

Aldi is great - The German M&S. I did the same thing with online courses never used it and it automatically took the money out of my account for the second or third year. I will definitely need to cancel it.

[snubbii]

Same here i only have two tv subs.
We really maximise our food and do lots of frozen