Best Balance Transfer Credit Cards 2023

Balance transfer credit cards can help you get out of debt, transfer balances from high interest credit cards to a 0% balance transfer card, pay no interest for 12-21 months to get out of debt sooner. Here are the best balance transfer credit cards in 2023.

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[RadiantVaughn]

Thanks for the video. I ended up getting approved for the Wells Fargo Reflect card (21 months 0% APR for purchases and balance transfers, no annual fee). There are no cashback benefits but I just wanted the longer promo with no interest.

[shockjock]

I had an Balance on my AMEX for 27% so I transferred the balance to a card for 9.9% it’s not 0% but it’s better than 27%

[ryanneal]

What should I put down… I owe 15k on my one and only credit card. I’ve never missed a payment on anything and have a 657 credit. I tried discover but got rejected is it better to not put the 15, 000 as a balance transfer but something smaller ?

[mrgallardo]

Can I use my new discover it card to pay off my chase card which I owe 1500 and best buy card which I owe 1000?

[galato]

Could you please tell us which card offers the longest months, 0% APR, no annual fee? I don't care about rewards since it is to pay off a debt. Thank you.

[tasadem]

Thank you for the useful video. Do you know if you can transfer business balances to these personal credit cards? I have balance on both Chase Ink Unlimited and on Amex BBP card. I am planning to apply for Citi Double Cash card and transfer Chase balance to it. I also have Chase Freedom Unlimited and planning to transfer Amex BBP balance to it.

[ishmael_]

I'm looking to transfer a little over 7k of debt from 3 credit cards and pay them off within a year. What is my best option?

[ajsmith]

I really want the discover it balance transfer card but part of my credit card debt is with discover. Discover wouldn’t let me transfer that to the balance transfer card would they? Also with that in mind would it just be wise to choose a bank that you don’t already have debt with?

[DianaJimenezMUA]

I have a question if anyone can help me out. I’m in about 20th of debt. I was able to open a Citi credit card with 0 APR for 12 months and bank transfer up to 21 months. I have two cards I own on and my initial credit limit is 8700 for a bank transfer. The two cards I have are more than that so not sure how to make it work without getting denied the bank transfer.

[torilav]

This might be a silly question, but when you do the balance transfer is that also taking care of the interest that I would be paying on my prior credit cards?

[Xiler]

Finally a Youtubers who isn't pushing affiliate links.

[kanubee]

Maybe it was a limited time offer. I got the card a couple of months ago w/o balance transfer and the promo on the website now doesn't include BT either.

[dailygrinders]

Can you do a balance transfer within the same card company just different cards?

[sdowning]

Only question were these cards for business or only personal? Do you have a video that would talk about the best for business transfers when do any of them have 0% balance transfer fee?

[kanubee]

Amex BCP doesn't offer a balance transfer feature.

[meowzic]

18-21 month balance transfer cards have horrible reviews