Will My Homeowners Insurance Policy Replace My Roof

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If your roof is damaged and needs to be replaced, will your homeowner's insurance policy cover the costs?

In this video, we'll explain what is covered by a typical homeowners insurance policy and how to go about getting your roof replaced if it's damaged.

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So I have "replacement cost" coverage. A branch blew off a tree and knocked a hole in the roof. Adjuster says insurance company will only pay to repair that one area, not the whole roof. In addition, they withheld 30% of the claim due to depreciation, even though my policy says not subject to depreciation. Am I getting a run around? Thx Mike

clancym