How To Get Cheaper Car Insurance Quotes

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Car insurance is on the rise and you're definitely paying more than you want to. These tried and tested hacks WILL help you save money.

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Thank you for the tip about deleting search history was getting quote of 12k for a vw polo now getting around 5k

pokewi
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Absolute legend! Yh now that I have passed my test, insurance has sky rocketed! It's honestly crazy! Btw had my first solo drive today and it went really well - commentary as always! Felt weird being alone in the car but it was amazing! Thanks for the amazing content Francis, please keep it up! 😊

ricardoportwood
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Once again Francis. Great advice. Most of these I pass on to my pupils.
The little bit of extra work looking could save you tonnes of money

JasonSykesDTS
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Tip 2 from Emma, naming an experienced driver as main driver and you as 2nd driver is problematic. If you are the main driver then you are "fronting" this is fraud and will invalidate your insurance AND you will lose your premiums if you need a claim (which will be declined and policy avoided), this will have a knock on effect on any future policies you need also.

MrToxicchilli
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As much as we want cheap insurance make sure you are getting the same value for money. So some will be just the insurance where others will have added things included like break down cover insurance protection higher legal advice cover . It will then safe you having to buy these separately if you wish and may work out cheaper than buying separately

wrightwoodwork
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Thank you. I’m currently car shopping 🙏🏾 and I’m considering leasing too, so much cheaper and I like the flexibility of having to change cars every 3-5 years.

ReeRee_Donita
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I watched one of your driving test tips videos a day before and I just passed my test first time today! Thank you for the advice, I appreciate it ❤️

abigailw
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Hi Francis, thank you for this video. I passed my test last week and taking my time to research on insurance and leasing a car. Would appreciate if you could give tips on leasing a car?

Zirc
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Good editing admin.😮

You know it is bad when Francis has to make another video after the previous one on this channel over a year ago. 😅

Cars in low insurance group is true.

Category group one.

BALHAM
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Here’s a weird tip. I was being quoted £250pm for my first car insurance. On the same quote, I added breakdown cover and the price went down to £189pm!

DylanX
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The day your brought your car, try it you buy the car few days ago will cost more

ggwoods
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Hastings insurance doesn't give a damn if you've got dashcam, the rate does not go down.

dimples
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if you cannot be insured as an additional driver, try temporary driver insurance.

flutters.mp
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When passed i planned to get quote off my learner insurance company and i told them id just had dash cam fitted to which he told me as a new driver with dash cam they wouldn't insure but couldn't tell me why dash cam made me uninsurable. I went with esure in end. No discount but best insurance quote I could get at just over £1000 for a year.

holly
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That advice was gold dust. I've renewed with a different company because the previous was charging me nearly 180 per month. Such a bloody rip-off.

delphihaze
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Francis, please, I haven't bought my own car yet. I passed my test in a car manual three months ago. Can I add my name to my girlfriend's automatic car insurance for now until I get my own car in the future.
Thanks.

godfatherken
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I did a just add fuel with Peugeot when I was 18 and it was SO worth it! Don’t think they do it anymore but I think Vauxhall do something very similar!

Having my dad on my insurance brought mine down a lot because he drives for a living even with me as the main driver.

I would also personally not scrimp on certain things such as protecting your no claims bonus, I got his by a driver with no tax and no insurance and it saved me SO much and it has decreased my insurance over time!

As annoying as it is, there is just not much you can do about the insurance rates at the moment, I rang my insurance company to ask why my insurance quote had gone up by £300 even with an extra year no claims and they told me there’s too many people in my area who are uninsured which seems unfair because I actually do pay for mine😅

I did get NHS discount though which they don’t offer on the app!

Caitlinw