How to Find the Right 2025 Part D Plan Using Medicare.gov

What You'll Learn:
✅ Tips to enter your prescription details accurately
✅ Key things to look for when evaluating different plans

Avoid costly mistakes and learn how to take control of your Medicare coverage decisions. Whether you're new to Medicare or just looking for a better Part D plan, this tutorial will give you the confidence to make an informed choice.

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[jefffranke]

I'm amazed at how well the Medicare website works, and the difference between the prices.

[davidfolts]

You have the best Medicare vids on YouTube! Thank you!!

[clowderwinner]

The most clear and helpful video. Other ones are so confusing for a Medicare first-timer like me. Thank you.

[kathysullivan]

Excellent instructions followed along on my laptop and your tutorial on my cell phone.
Worked like a charm. Thank you.

[benstclair]

Great, helpful video and guidance. TY.

[kathysullivan]

i meant to add....this is a valuable tutorial. Bookmarked and Saved.

[qkdkbjf]

The only info I could find to complete Medicare form. A big thanks. Bookmarked for next year.. Thanks

[laurie]

I love your videos! They are so thorough and you explain things so well. Thank you!

[miradabrowski]

thank you for this demo of how to sign up and how to view detailed info. Great job!

[jsfbay]

Okay, I'm blanking - I was *sure* it was your video (because it is the BEST one on this topic!) that alerted us consumers about a difference between a Part D plan being "Basic" vs "Enhanced." And you even provided links to spreadsheets showing every Part D plan for every state and county in the country so that we could see whether a plan is Basic or Enhanced.

But I just re-watched this video and didn't hear you mention it. Can you re-enlighten me on why I might want to choose an Enhanced plan vs. a Basic plan? Again, you did an excellent job and I thank you!

[shawnp]

Great video - i have looked for something like this website for a LONG time - your narrative is excellent. The Cost Before Deductible column is only presented for plans with a decutible - that threw me for a bit. Regardless, Excellent job! Maybe now I can simplify my XLS where I tried to do this manually....

[janicemcgatlin]

I will turn 65 in March 2025. I signed up for a $0 premium with Cigna & I hope that is a good choice for me. I take 2 prescriptions which I have paid out of pocket for years due to not being covered by insurance. One is NP Thyroid & the other a prescription compounded hormone cream. Neither showed up on the Medicare list of covered drugs. So it looks like I will continue to pay out-of-pocket unless I change to a synthetic thyroid med. I hope that the insurance I chose will cover anything I might need for 2025. I'm new to all of this. Thanks for the info.

[dahokas]

Great video and informative. But how can any regular folk to navigate this. It takes a degree to learn all these😂😂

[appydaysquilts]

The new changes that make meds more affordable for people who take them made it a WHOLE LOT MORE expensive for those of us who don't take any meds.

[jsfbay]

Prior to 2025, I had always heard to just choose the lowest cost Part D plan. But then I started reading reviews of some of the plans, and for one in particular, almost all the comments were negative 1-star reviews. The biggest complaint was the company throwing up road blocks, like requiring prior authorization or simply denying the drug. I would think the latter (flat out denying the drug when the Medicare analysis shows the drug as covered) would be illegal or at least "wrong." So I guess my question is, how much should i take into account the star (1 - 5 stars) rating of each plan? I'm in CA and Cigna only has 2.5 stars. Might it be wise to pay more per year and stay with the plan I already have since I know they'll cover my drugs?

[xGERKENATORx]

well done! with a certain plan moving to self enroll only this is going to be necessary for folks coming into their IEPs.

[jsfbay]

Great video, as others have said. One question I didn't see (and I did actually read all the comments, though I may have missed the answer) is whether the "Total Drug & Premium Cost" includes the deductible.

[Laura-ekim]

Be sure to ck each plan how many of your drugs it covers .... say you have 5 drugs you will see covers 5 of 5 ... or 4 of 5. You can look and see the drug not covered. The tool is helpful. Later always go to the plans site to double check the formulary if you are interested in that Part D plan.

[kelleyjclausen]

If I have a med that is not covered by a Plan D, does the total cost of that uncovered med appear and is included in the "premium + drug costs?"

Excellent video!

[joannemurphy]

Thank you for this wonderful overview!