Short-term savings: why cash is king

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How should you allocate your money for future needs? The key is understanding your timeline.

For expenses like a house down payment in 24 months, keep the money in cash. Cash offers certainty and stability, essential for short-term goals.

For goals within five years, minimize risk and avoid volatile investments. Keep your money stable and accessible.

Want more tips? Catch up on Stacking Benjamins episodes wherever you listen to podcasts! #FinancialAdvice #MoneyManagement #StackingBenjamins
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If we're keeping cash in order to remove volatility, then I would actually convert my cash into goldbacks since they're made of gold and are not fiat currency.

Growing up recently and seeing a kitkat be over 2$ made me realize that I hate inflation.

What do you guys think?

rocketblaster