There’s No Shortcuts to Financial Freedom | May 30, 2024

The Ramsey Show (May 30, 2024)

Jade Warshaw & Rachel Cruze answer your questions and discuss:
- Living paycheck to paycheck making almost $500K per year,
- Taking a pay cut to leave a toxic work environment,
- "Should we charge our friends for our small business services?"
- Why cash back credit cards aren't all they are cracked up to be,
- The importance of being on the same page with your spouse,
- What is "spaving"?

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[uhcgivi]

I am really impressed that you all suggested that it doesn’t hurt to be generous to that lady who had a disagreement with her husband. When she called with her problem I thought you all were going to say to think of herself first, but I was pleasantly surprised with your answer. My parents were always helping people while being poor and we’ve never lacked anything. God has been so kind to us! Having an open heart for others is a key to having a full life. Generosity changes you and makes you a better person. I am living the same way, trying to be generous with what I have. You all encouraged me! Thanks!

[lucybell]

Thank you Jade for the reminder of real happiness...walking with the Prince of Peace Christ Jesus

[debbiehaythe]

Jade you did a fantastic job of encouraging that young man...and the reference to the book was priceless. I felt good from your talk to him ❤

[monicalifornia_]

Me always wondering how to keep my grubby little paws off of that six month emergency fund.
Opening an Ally account today
💯💯

[LittleMopeHead]

For all car related calls, I wish Dave was on. He'd tear them apart lol

[KellyeBox-td]

Jade and Rachel! I love Rachel's haircut. My favorite personalities :)

[BonesSaw]

Paid off my car using baby steps. I have a small fund saving up for the future car so I can pay cash.

[LordBass]

What a terrible call about "should i buy a new car". I was a young man when that meandering mess started. Have to fast forward.

[LaurieS.]

Rachel your hair looks great! A great style for you!

[thecuriousoutsider]

The handyman job seems like husband and wife need to be on the same page with how to categorize it. It is either business or generosity. It doesn't seem to work as a business item. But if it is categorized as a charitable donation of time and energy, maybe this works.

[woodyentertainment]

When these two collab it’s really good and heavily underrated they need more collabs ! & Never knew Mrs.Cruz was left handed aayyyeee that makes me happy to see

[mirandawalker]

15:24 the guy wanting a new car 🤯😵‍💫omg get to the point.

[Andrian-chon]

Investors looking for a steady income stream should consider stocks with a high dividend yield. This can provide a relatively stable source of income. I've bagged a total net income of $540k between September 2023 to May to 2024.

[oqowrrz]

Gets tiring listening to these people who are 58-61, bringing in, $9,000 a month pension, but doesnt know how much monthly expensives are and...dont want to sell any of their land to pay for anither home!

[susanaylor]

Are AJ and Parley real people? Lots of characters today.

[PurpleRose]

2:00
She wants an actual, designated emergency fund. Not money all over ya'll can't access when it's 110 out and the AC dies.

[crownlovell]

i share so much i think everyone should listen to this u cant go wrong with the baby steps but this is the start they're more in detail ways but u need to do this first

[Lovingmylife]

In regards to Anna's call, my ex husband used to dip into my account after we paid all bills and split what was left over. He would spend up his and then dip in mine that I chose to save. When I used to say something he used to get so upset as well. If he won't get counseling or change, the best course is to get a separate account that he doesn't have access to. We have to accept that it is the reality of who our spouse is.

[tlberg]

the rule of 55....if you retire from your job before 55, you can take money from your 401k before 59 1/2 but it has to be your 401k with the company you retired sure if this applies if you are younger than 55 when you retire.

[jaijai]

40:25 Spent way too long on this call. Husband wants to be charitable and she doesn’t. They need to sort it out between themselves.