There Are No Shortcuts to Financial Responsibility | April 22, 2024

The Ramsey Show (April 22, 2024)

Jade Warshaw & George Kamel answer your questions and discuss:
- "My husband gambled all our money away and I just lost my job,"
- "Why should I pay down my mortgage?"
- "Where should I start on the Baby Steps?"
- "Why real estate investing isn't just rainbows and paychecks,"
- "Should I buy a house just because it's a good deal?"
- "Is it reasonable to ask our kids to sacrifice for our debt?"

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[Nigriff]

"wOMen CaN't WiN" -Ashley. This is one of the biggest excuses for not taking personal accountability. Good on Jade for calling her out. 👏

[jameskirkpatrick]

Jade is a wonderful personality, and she's good at holding someone accountable but in a different way than Dave.

[oliviaa]

This is the best team that doesn’t include Dave and I do usually miss him too much to watch without him but the way Jade and George handled that first call? Hooked me💪🏽👏🏽👏🏽👏🏽 get em- For their own good… Dave is Proud papa bear I’m sure. 👍🏽

[monicamollinedo]

I just paid off the balance on a personal loan we took when our basement unexpectedly flooded and we didn’t have the $25k saved to fix it. I was holding onto more than their recommended $1k in emergency funds and was instead holding onto 1 months living expenses worth. Listening to them made me realize it was costing us money to keep that in savings. When I clicked the link to pay off the outstanding balance I breathed a huge sigh of relief! I’ve only been listening for about 2 months now and my life is already changing. Thank you all.

[cathy]

I love listening to every single person on this program.❤....That I have heard.

[Trustbutverify]

You CHOSE - yes, that's right, George!

[jeremypearson]

“You know what they say when you have a plan. Throw it out the window.” 😂😂😂 haha I don’t think that’s what they say Ashley 😂

[kimberleysinclair]

Jade is the absolute best. Sharp. Funny. Fashionable and Beautiful.
Love when George and Jade co-host cause he’s hilarious too, and they make the Ramsey material relatable for 2024. Of course Dave is the GOAT.
I’d probably be star struck meeting Dave more than Beyoncé, cause he’s given me knowledge and changed my life for the better!

Thanks Ramsey

[uriahhegwood]

22 Year old locked in Just purchased a room for rent so I'm back at baby step 1 but I'm being intentional and I know I'm going to be at baby step 3 before the year is over!!!

[KarlaReyes-enbb]

George and Jade, I love when you guys do this segment "Pick a side" is so much fun. Congrats 😉

[alleykeosheyan]

He "accidentally gambled?" Sorry, that's right up there with being "sort of pregnant."

[SJhikes]

“Accidentally”..”you keep using that word, I do not think it means what you think it means” -Inigo Montoya

[BeeDee-qsso]

It happens surprisingly frequently, but I enjoy the calls from folks who announce they are “long time listeners, ” then proceed to ask whether they should “leverage” their rental home purchase …🧐😬😂

[princessblackie]

So I am baffled about the lady that called that sold the house where they got $75, 000 in equity and the husband gambled away $25, 000. When asked at the end what was left over, why was it only $15, 000? I wish they would have pressed her more on that. They assumed $50, 000 was left over and, they actually asked for clarification, and she said 15 not 50! Where did the other $35, 000 go?!!! She said that they paid nothing on the credit card debt of $35, 000. What the heck?!!!

[lucybell]

Congrats Jade you held tight reins on the enabler with gambling husband

[striperkid]

1st caller....complete nose dive in less than a year. Went from being a home owner, dual incomes, new born in the house, to....no home, credit card debt, gambling issue, and a loss of a job ! Wow, that's gonna be a hard turn around. I wish them luck.

[cookinthekitchen]

Jade and George are not mean they are just responsible with money

[lisaroutley]

I’m sorry, but what is the woman that makes $750k a year’s problem? She has $300k in savings, a small mortgage…I don’t understand why she even called. Wow!

[JuliaCloonan]

1:37:34 Oh George, back to selling the horse?! 😂

[arod]

I love this duo was so excited to see them togethet