How to Love Your Home (And Afford It, Too)

Buying a house is the biggest financial investment most people will ever make, but your home is a big deal for other reasons too. It’s the place where you lay your head down to sleep at night, where you prepare your meals, and where you raise your kids. It’s where your life happens! So, I don’t want this to be something stressful in your life. I want it to be a place of joy.
In this episode, you’ll learn how to:

• make the most of the space and furniture you have
• decide when the time is right to buy a new home
• avoid red flags during the home-buying process
• pay off your mortgage early

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: Zander Insurance.

Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing:
- Zander Insurance

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[freedominabudget]

This was so helpful! My husband and I are saving $100k for our down payment, closing costs and upgrades ... we will be buying at the beginning of 2020! So excited and this really motivated us!

[jamiemowrey]

I dislike the phrases "starter home" and "forever home". My house is what many people would consider a "starter home". That phrase and thinking leads to discontentment. We've been in our "starter home" for 13 years and have no intention on moving. That being said, the phrase "forever home" leads people to hold an object too closely and get overly attached. Life happens. Change happens. Why can't we just call our home, home?

[mindfuls]

Major house fever right now! We have about a year left of baby step 2. The idea of THEN saving and emergency fund THEN saving a down payment feels impossible. Thanks for the encouragement.

[sarahs.]

My kitchen table from my first apt in 2005 is in my home still in 2019. It's falling apart and old, but paying off debt.

[MsSusieStone]

People who judge you by your furniture are not friends. And the opinion of other people should not bother you. Friends should support you not give you a bad feeling for not having the latest and coolest stuff. So true Rachel!

[Tam]

I needed this reminder! I think the Lord is reminding me to hold my horses.

[menotme]

That is so me right now! Moved into a much bigger home than where we were and it is soo expensive to furnish a home BUT we are doing it in baby steps... cash flowing everything. Just ordered this coffee table that I had been eyeing for months and today it is on sale!!

[ladyjoyarcher]

The last 10mins were the beneficial part of this video to me. Since i work 10hr medical shifts, its helpful for me to see short, concise videos with the take away highlighted & to the point so i can learn on my lunch break or 1 day off. 🤗

[callmeekayTTV]

I truly feel like this video was God sent for me. I ended up finding this home I LOVE online but it’s double the price of our home now. And the couple you talked to was definitely my husband and I except I was more like the guy looking at properties. My husband is more content where we are. We still need to do all the renovations at our home before we could sale it and everything so it would be a rush for us to purchase another home. We simply aren’t ready and still owe to much. It spoke right to me though about the size of our home and the things inside it like the carpet 😂 but we can definitely do with what we have awhile longer. Even though it’s a starter home we can try to pay it off and make it into a 15 year mortgage after we pay our other debts off. Thankyou so much for this video. If we would’ve signed for this home we would have been BROKER! This saved us 🙌🏻

[chelseahill]

Perfect timing, Rachel! Just dropped off my fifty percent down payment for my first home!

[eimearoflaherty]

I’m in my first house for the past 2 years. I managed to replace the kitchen and bathroom. Still have disgusting old carpets, 2nd hand couch and old bedroom furniture that came with the house. It’s so tempting to get a home improvement loan but I recently became debt free. Doing it the hard way, will be so much more satisfying in the long term. Hoping to have it finished by Christmas 🤞

[ryleighsmommyrn]

I love your show. Honestly, it’s so relevant and you present everything in such a way that is down to earth and people really understand. And you must be a mind reader on these topics you’ve been choosing because so far, they’ve been exactly what I’ve been thinking/needing to hear.❤️

[HesedAcres]

Thank you for addressing the embarrassment and unrealistic expectations from guests we put on ourselves when buying a new home. That feeling is so normal and so unnecessary! Wait and acquire what you can afford as you can afford it for no regrets.

[Retiredmco]

Rachel I know this is going to be a great show! 🤗🤗🤗🤗

[inthevanwithalexa]

I live in my car I love it I just updated my kitchen and its beautiful and no mortgage Iam saving money so that I can buy land an acre at least and put a tiny home or a van so excited

[maryblack]

I love this show! Rachel has such great ideas and inspires me so much to save and to not worry what everyone thinks. Thanks Mary

[mollydecker]

What worries me about refinancing for a 15 year and a higher payment ... what if you lose a job? What if you take a paycut? You can always pay more when you’re able to but having that lesser payment option makes me feel better for the “what if’s” just in case ...

[roadster]

Yay! Restoration Hardware mentioned! Humbly began in Eureka, California! 😍

[minimalmillionairemom]

Wow...love this couple’s story. Great job paying off so much in a relatively short amount of time. Your options in the future will be amazing!

[spicyingrid]

Am excited to hear this. Been waiting for days.