Loss Assessment on Homeowners Policies for the Insurance Exam

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.

With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.

Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.

If you love ALL the fun details and back story...keep reading.

In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.

My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)

Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!

I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.

I would love to help you secure your pass!

Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

[melody]

You're a life saver...kept failing questions re: loss assessment on practice quizzes realized my study guide has like zero info on it. thank you!!!

[dylanemmanuel]

Just passed my Public Adjuster's course thanks to your help! I know it's not quite the same, but a lot of the same material regarding CPP, BOP, HO and DP is on there. All the best!

[bande]

Just failed my Texas exam for 2nd time by 2 points!!! I’m so down about it because I knew I had it bagged! My issues are types of property policies 😢 and Provisions!

[elisedrake]

Hi Melissa, I love watching your videos and have learned so much from them. I bought your very last video that you made regarding Take a test with me Dwelling and casualty. At the end of the video your were saying you would email the rest of the game/ test. I was wondering if I could please get that? I have my last big test this Saturday and would love to go over the rest of the questions.

[vasaguy]

In Colorado I have loss assessment coverage up to $50, 000.

[prettyvirgo]

Hi! Which class of yours should I take in order to pass the Connecticut all lines adjuster exam? I failed my exam by 7 points and I think I only got that score because I found you! If I didn't find your youtube videos, I would've scored way lower for sure LOL! I got my test results back and from what it looked like to me, is that I bombed the personal lines portion. I also looked at the exam breakdown on exam fx, but it doesn't have one for all lines.

[mrl]

is the loss assessment just for HO-6 polices or Dwelling and Homeowners such as DP-1, DP-2, DP-3 ... HO-2 HO-3 etc. ?

[RichardWilliamLawson]

What did you mean by $1000 for Property, and $1000 for Casualty? 6:37
1) Fire (property) - $1k
2) Slip (Casualty) - $1k