Citi: How to know the difference between sound and unsound advice

We all have a BFF, our go-to-person for advice on matters of the heart and tips on wardrobe choices and
what makes an OOTD out-of-this-world. But what about our money matters? Can we trust our bestie’s
advice when it comes to our financial future? Do they have enough financial savvy to help guide us to get
the most out of our money? Fortunately, Fern Lin, sound advice seeker, knows someone who has all the
right answers.