Fraud Expert Explains ‘Black Money Scam’ To ‘Dr. Phil’ Guest

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Candice and her aunt, LouAnn, say they are concerned that Candice’s mother, Lois, keeps falling for online romance scams. The women claim that Lois has been left “destitute” after giving away upward of $100,000 to several digital sweethearts Lois says she believes are real.

TELL DR. PHIL YOUR STORY: Want Dr. Phil to Investigate a Situation or Possible Scam?

Dr. Phil tests several “bills” from stacks of “white money” that Lois says she received from an associate of one former online love interests. Still, she rejects the results of the test when the paper slips she says she believes to be U.S. $100 bills disintegrate after being washed in a “special” solution meant to reveal the currency underneath a white coating.

WATCH: Dr. Phil Performs Test On ‘White Money’ His Guest Insists Is Real U.S. Currency

“This is called a black money scam,” says Ron Williams, a retired United States Secret Service agent, fraud expert, and CEO of Talon Companies, a security and risk management firm headquartered in Costa Mesa, California.

Explaining the process that he says the man likely used to convince Lois that the stacks of “white money” were genuine U.S. currency, Williams continues, “He used sleight of hand.”

Does Lois resist believing the evidence that has been presented?

And later, Lois says she feels like she is “between a rock and a hard place” when it comes to choosing between two online love interests she admits she has never met in person.

Part two of this three-part episode airs Tuesday. Check here to find your local listing.

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Dr. Phil tells compelling stories about real people. The Dr. Phil Show is an American daytime talk show and TV series with host and personality Dr. Phil McGraw, who offers advice from his experience as a psychologist. The show provides the most comprehensive forum on mental health issues in the history of television. For over a decade, Dr. McGraw has used the show's platform to make psychology accessible to the general public by addressing important personal and social issues. Here on the Dr. Phil YouTube channel, you will find the best moments, highlights, and segments from the TV show. We upload new videos every day, so make sure you subscribe and ring the bell for all notifications, so you don't miss a single one.

Full episodes of the Dr. Phil Show premiere every weekday on CBS, with a new season premiering every fall in 2020, 2021, 2022, and 2023. Each full episode contains an interview or multiple interviews with doctors, teens, families, parents, kids, and more. The executive producers are Phil McGraw and showrunner Oprah Winfrey of OWN. Dr. Phil is the top-rated daytime talk show attracting millions of viewers every day alongside other talk shows, including The Ellen Show with Ellen DeGeneres, The Dr. Oz Show, The Kelly Clarkson Show, and The Steve Wilkos Show. Dr. Phil makes regular appearances on The Tonight Show Starring Jimmy Fallon, Jimmy Kimmel Live, and The Late Late Show with James Corden. Dr. Phil has also done crossovers with 90 Day Fiancé and Inside Edition.

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Love how she is arguing with a literal professional like he’s wrong when she can’t even formulate a sentence.

nymphixx
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00:59
“Coated it with flour...”
“It wasn’t flour, it was...um...white powder”
👁👄👁

ericd
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"he used flour"


"No he used a white powder"....
Are you kidding me?

obsidianoni
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She looks so depressed.
In the back of her head she knows all the experts are right and she's been scammed, but can't fully accept it. She's still in denial.

noorrougelewis
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I don’t understand why she’s trying to argue the whole time? It’s almost like she can’t deal with the fact that she’s been scammed?

LizzyLocaa
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I'm confused as to how she believes that's actual money.

King_Mimi
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"but the money was white.... Not black.... This money is real."
What is this woman on?

onikrux
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Poor woman is delusional and probably humiliated to the point she just can't accept it.

dimitri
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Man this woman needs some serious help. She is so out of touch with reality that it doesn't even exist to her. She's out there.

ThrifterPickerShipper
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I love how he actually paid a private courier service to transport her safe full of paper.

haydenbrayton
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Everyone: *shows her proof*
This woman: well I saw him do the trick so it must be real
Everyone: ok so here's how the trick works, and how you got scammed
This woman: but he made $100 though
Everyone: ok but he gave you paper
This woman: it worked when he did it
Everyone: this is a stack of cut up printer paper
This woman: but he made it into $100, I saw him
Everyone: he tricked you. this is a stack of paper
This woman: *cannot get over it*

zehlua
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Dr. Frank Bils = “Franklin” Bills = $100 Bills

These scammers did indeed become lazy. Not even trying anymore

JcohenK
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This lady is pissing me off lol. She had EVIDENCE that she’s being scammed, but she won’t accept it or admit it. She’s choosing to ignore all the evidence. Some people I feel bad for, but for this woman I don’t.

taylors.
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This lady shouldn't be left on her own. She's a scammers delight.

barb
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She’s trying to cover up her embarrassment saying she doesn’t know that the Bill wasn’t the same size and denying the truths they are pointing out to her. It’s sucks bc they are laughing at the stuff that’s happening but she could easily have taken it personally: it sucks to be scammed

themoonvibez
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It's sad how it is easier to scam someone than it is to convince someone they"ve been scammed.

TearYouApart
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This poor woman seems to be very delusional. Why she looking like she had a lil somethin before going on the

SnapesDM
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She’s so closed minded - she just believes what she wants to believe

lisam-ovmw
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When doctor phill said that “you have eyes” I half expected her to say “no I’m blind” lol

susyhunter
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The poor man trying to explain to her is like “oyyy I don’t get paid enough for this” 😂😂😂😂

dollsNcats