Closing Costs vs Cash to Close - Eliminate Confusion

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Client, realtors, and some lenders get Closing Cost vs Cash to Close confused. In less than 3 minutes, I'll explain and show you the difference.

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// CHRIS'S BIO
On Friday, May 29, 2020, at 4:45PM, after finishing up my firm's COVID response, I was let go. I worked there for ten years climbing up the corporate ladder. And every single year, I went through the same old roller coaster of emotions where I was unhappy one day, and then the next day, I would convince myself that this was normal. That it was normal to be unhappy with your job. Don't get me wrong, I met some incredible people, some astounding people, but when the company's actions do not match the ideals that they preach, and when you see good, hard-working people not get the recognition that they deserve, it takes a strain on one's mind.

So, on May 29th, I saw I was given an opportunity. Now I could create something meaningful. A company that was about honesty, teamwork, and family. A company that was about being client-first by being employee-first. So, I tossed away the Corporate America C-Suite dream, grabbed hold of the Entrepreneurial spirit, and created 1RATE. A boutique mortgage advisory firm focused on meeting clients with a "Four Seasons" experience, striving to become the industry's gold standard, and formulating an organization about training, rewarding, and honoring the individuals who treat everyone like a VIP client.

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✅ The fastest rate shopping experience

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Chris Kyun Choe | NMLS 1818728
1RATE | NMLS 1948084

12123 Heritage Park Circle
Silver Spring, MD 20906
(O) @

// LEGAL
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact 1RATE, Inc for current rates and for more information.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. 1RATE, Inc does not guarantee the quality, accuracy, completeness, or timeliness of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by 1RATE, Inc or its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

1RATE, Inc is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

// LICENSES
Arizona (1026536), California (60DBO-127961), Colorado, Delaware (031726), Florida (MBR4115), Georgia, Maryland (24349), North Carolina (B-202918), Pennsylvania (91269), South Carolina, Texas, Virginia (MC-7051), Washington (CL-1948084), Washington D.C. (MLB1948084), West Virginia (MB-1948084)

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