✅ How & When To Sign Up for Medicare (old)

Call Us Today. Our services are Free to the consumer 800-847-9680

More from Medigap Seminars Insurance Agency
Call Us 1-800-847-9680

How To Sign Up for Medicare 2020 - Medicare Part B & Medicare Part A (plus When)
How to Sign Up for Medicare Part B and Medicare Part A. Enroll in Medicare / Medicare enrollment when New to Medicare. In this video, we review how to sign up for Medicare Part A and Medicare Part B. By the end of this video presentation, you will know how to sign up for Medicare, When to sign up for Medicare and whether or not you qualify to sign up for Medicare online.

First; when you sign up for Medicare what are you signing up for?
When you first sign up for Medicare you will be signing up for Medicare Part A and/or Medicare Part B.
Medicare Part A is that part of your Medicare health insurance that is used when you are an inpatient in a medical facility like a hospital, nursing facility or hospice. Or, if you are unable to travel and must have home healthcare. That is all covered under Medicare Part A. I am not going to go into detail about the different parts of Medicare in this video, or discuss copays and deductibles. That’s for a separate video.
What I want you to know for this video is that
1. Medicare Part A is hospital inpatient insurance only. It is not the Medicare coverage you use when you visit a doctor.
2. This is also the Medicare you paid for out of payroll taxes. That’s that 1.45% tax that comes out of your paycheck. That pays for Medicare Part A.
3. As long as you or your spouse paid that tax for at least 10-years, you qualify for Medicare Part A and your Medicare Part A is free. No additional costs.
You are not required to sign up for Medicare Part A when you turn 65 and there are no late penalties if you qualify for Medicare Part A.
Because your Medicare Part A it is already paid for, there is no reason not to sign up for Medicare Part A when you are eligible. It does not interfere with other health insurance and it cost you nothing to have it.
Medicare Part B is health insurance for Outpatient and Physician services. This is the health insurance you use when you visit a doctor or get tests done.
Medicare Part B is not free and it was not paid for by your Medicare payroll tax. You have a monthly premium for Medicare Part B. That monthly premium is based on your income. It’s based on your adjusted gross income as of 2-years ago.
That’s the What. Now we get into the when and how.
First understand that Medicare rules are meant to apply to everyone. Everyone should
Medicare rule #1: you have a 7-month window to sign up for Medicare. That window is based on the month of your birthday. It includes the month of your birthday, the three calendar months before your birthday and the three calendar months after your birthday.
Medicare rule #2: Medicare starts the first day of the month you turn 65.

That applies to everyone.
This Medicare Guide is often referred to as a Medicare supplement buyers guide:




#MedigapSeminars

[rlxxx]

It was interesting to know that, if you signed up for "A" at 65, but are waiting to retire later and to wait to sign up for "B", a person needs to sign up for "B" at social security office. I wonder if that may have changed due to the virus, in 2021, with offices being closed to the public.

[stdeborah]

I love your teaching style. You speak clearly and deliver the basics.

[elizabethrandall]

This was absolutely fabulous! Wonderful, calm, educational presentation. Perfect pace. Very impressed with the professionalism, but still user friendly. Excellent!!!

[Alison-nhku]

I was upset and confused from being pushed around by insurance brokers trying to sell me everything plus the kitchen sink. Now I am able to navigate Medicare myself. Knowledge is power. Thank you !!

[daughterb]

One of the best presentations I have seen on this topic. There is so much information that one could get confused, but by laying out in advance what topics will be covered in outline form, with the corresponding topic on a slide that has only a FEW topics per slide, it makes it easy to follow. Your presentation is at a good, modulated pace, and you make sure to emphasize and repeat important points. I also like that you have included a significant amount of important detail and WARNINGS, and direct us where to go for additional information. The examples you give, definition of terms as the video proceeds, and helpful tips make this so excellent. I have taken notes and saved this video for future reference. Awesome job. Thanks so much. Wish I had found you earlier, have lost 2 months trying to do research and ask others and have gotten mostly inaccurate, incomplete and confusing input from a variety of sources.

[mhulan]

You explain things well. Being a visual person I liked when you gave me the graphics -- that helps my retention rate greatly. More wouldn't hurt. Thanks for the information.

[lisamarietersigni]

Excellent presentation. Highly educational, well-paced, concise and clear. Very comfortable to watch and feel more confident in moving forward. Thank you.

[soniaroda]

I am turning 65 next year and i have many questions about how to sign up for medicare. You answered a lot of my questions and taught me how to sign up. I like your way of discussing important issue. It is vefy easy to understand and very thorough. Thank You very much!

[melanierowlinson]

For someone who is learning about the Medicare process, for when my husband signs up, you explain it so well. Thank you.

[billywilliams]

I turn 65 in 3 months and didn't really know where to start I get all these mailings in the mail from companies and/or brokers. They are very confusing.. Your teachings in this video was very helpful and a place for me to begin. Thank you so much.

[sandrabuford]

Thank You so much for this Video! I have searched all day and listened to many various speakers and I unfortunately did not and could not understand anything they spoke about! I was getting a bit disappointed. Then, I listened to you and I understand you COMPLETELY! Thank You so much! Now I am able to move forward with my Medicare. Thank You again!

[FayeDom]

This is a very explanatory video filled with information I needed. Now I know Soc. Sec. will automatically send me a packet because I am already receiving my Soc. Sec. funds and have been for several years. I also learned I can not apply for part B online because I already have part A. I also learned I did and have in fact been paying into my Medicare for 10 years but more which is how this young man explained someone would have to have done or have to do. Extremely easy to understand his message, he speaks clearly and takes his time. I will indeed watch other videos he's made as well. Thanks Sir.

[cynthiabray]

So so helpful! I have been so confused and stressed about Medicare! I have watched two of your videos and feel so much better! Thank you!

[duskofday]

Speaks clearly and easy to follow. Thank you for helping me to begin my ventures through the web of Medicare.

[fredm]

I'm having my Life Agent CA exam tomorrow May26-2020. I am ready but your videos played a valuable part on my education. You are a good & knowledgeable man. Thank You so much

[paulclover]

I really appreciate the video. I need to sign up for Medicare and this video answered a number of questions I had. Thank you!

[bonnieevans]

This is the best informative video that I’ve ever seen and Medicare it is precise and you truly understand it this is really worth listening to

[reginakitt]

Very helpful, love your speaking style very clear and at a speed that I can really understand what is being said. I really understand the basics of where and when and how to start.

[joelyons]

Thanks you for your work to help seniors

[marcgimbel]

This was extremely helpful and concisely presented in order to provide timing requirements for signing up and things to watch out for depending on how you time your enrollment