Creatività, passione e innovazione in Finanza, Banche e Diritto

Recenti scoperte matematiche e la loro combinazione in tabelle di transazione decentrate che non richiedono fiducia, hanno aperto la strada a un'ondata di innovazione senza precedenti nel campo della moneta digitale, della finanza, imprenditoria, e il commercio, su scala globale. Guidata da Bitcoin, questa innovazione sta diffondendo a nuovi livelli la creazione di uno stack di soluzioni non dissimili dal modo in cui il tradizionale stack TCP/IP ha sostenuto il boom di applicazioni Internet.

La promessa è di soluzioni finanziarie veramente rivoluzionarie per l'emancipazione di miliardi di persone che vivono oggi al di fuori del mondo moderno bancario e finanziario. Lo scontro con gli attuali operatori del settore è inevitabile e come tale deve essere gestito intelligentemente al fine di mantenere la velocità di innovazione, pur riconoscendo la necessità di un pubblico più vasto per far crescere la comprensione e la familiarità, senza gli svantaggi subiti dagli sperimentatori più spinti.

Parte del weekend H-ACK BANK di H-FARM Venture, questa presentazione di David Orban esplorerà le opportunità che gli sviluppatori con interessi cross-domain e competenze tra finanza e informatica saranno in grado di sfruttare, offrendo al mondo emozionanti applicazioni mai viste prima, generando valore su scale senza precedenti.

Creativity, Passion and Innovation in Finance, Banking and Law

Recent mathematical discoveries, and their combination in trustless decentralized transaction tables paved the way to a wave of unprecedented innovation in the fields of digital money, finance, entrepreneurship, commerce, on a global scale. Spearheaded by Bitcoin, this innovation is spreading out to new layers creating a stack of solutions not dissimilar from the way the traditional TCP/IP stack sustained the Internet application boom. The promise is that of truly revolutionary financial solutions emancipating billions of people who today live outside of the modern world of banking and finance. Their clash with the incumbent players in the field is unavoidable, and as such has to be smartly managed in order to maintain the speed of innovation, while recognizing the need of a wider public to grow its understanding and familiarity without the downsides suffered by the wildest experimenters.

Part of H-FARM Venture's H-ACK BANK weekend, this talk by David Orban will explore the opportunities that developers with cross-domain interests and skills between finance and computer science can leverage, offering the world exciting never-before-seen applications generating value in unprecedented scales. (The talk will be delivered in Italian, and followed by a Q&A with the live audience.)

[SimoneRiccardi]

Bravo David! Questo tuo talk è superbo. Sei riuscito a fare sintesi incredibili e paralleli molto importanti per la comprensione delle "cryptocurrencies" in generale e dei bitcoin in particolare.
l'ora e sei minuti circa sono volati!
Bravi anche i ragazzi presenti che hanno stimolato la fase Q&A.

[FrancescoOngaro]

Thanks David for your lecture. It's a very interesting set of considerations for somebody who, like me, has a background that doesn't overlap with the subjects of macro-economics and global finance. Listening your words I can feel the ethics and vision that entail your enthusiasm on the topic.

Regarding the micro-economic and daily use of Bitcoin I see a big problem connected to the safety of John Doe's savings, and I don't know how that could be addressed with the currect technical implementation.

The issue is the lack of insurance. In the past we build a protection mechanism where bigger institutions, directed by the corpus iuris, guaranteed and protected your money deposit from some type of threats. This happen with bank accounts under one hundred thousand euros in Italy against a bank crack. This happen with hijacked credit card transactions to maintain an high customer trust in the system itself, an important surveillance and revenue stream in nowadays economy. This happen thanks to insurance policies if your property get destroyed.

Our current money can be simply reprinted or recreated or adjusted in case of a faulty banking IT system.

With Bitcoins or any crypto-currency the safety of the deposit is all on the shoulders of the wallet owner, that must be connected to inherently vulnerable systems like personal computers, notebooks and smart-phones.

We have already seen large-scale attacks against wallets and most of computer trojans now include a bitcoin wallet stealing functionality alongside the old web banking ones. Exchangers themselves have been hacked and have an amateur level of computer security and general hijack resiliency.

Additionally if a user lose the private key or the wallet itself there is no way to recreate that coins.

How can a deflationary, fixed-size-pool, uninsured, global currency like Bitcoin work on the long term? Theoretically, over time, all the created coins could vanish in vapor :)

[nuclear_penguin]

Ho a che fare coi Bitcoins (e altra valute) da un paio di anni, ammetto che questo talk è risultato interessante da tutti i punti di vista etici e "legalesi".

Veramente un buon lavoro