What is Redlining? Redlining Explained, A Brief History

In this video Ben Explains redlining. We will cover the history of redlining, including how it began in the 1930's, what exactly redlining is, the fair housing act and redlining's downfall, and the effects redlining has today from systemic racism to income inequality.

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[AstrixMusic]

Thanks Ben for these great explainer videos!!!

[si_fi]

I learned so much, fantastic video. I even took notes

[supernovic]

This video was really useful. Thanks a lot! I subscribed as well.

[ericBorja]

I was looking at my city's redline map and noticed a random red lined district nearby which is really surprising considering it's surrounded by green and blue zones. Wondering what became of it, I realized that this area is where the freeway runs through and interestingly enough it follows part of the border of that zone. The rest of the redline zone is filled with rich houses in the hills though, I'm kinda curious now about this specific area.

[matyldawoinska]

What’s the study you mentioned in 4:04?

[koalaofdeath]

helpful video! Doesn't this also play a part in voting?

[johnwrickel]

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[benbenbobopiaopiaotu]

Not sure why at 1:05 a photo of apartment buildings most commonly seen in Shanghai is used as visual proof of poor inner city living conditions for Black people.

[CraigCastanet]

My mistake. Ben is partly right, at least. At some point, blacks were denied mortages based on race.

[miguelmotocicleta]

No. The HOLC doesn't mention race or class. Lenders were guided by these maps based on income and risk. Many loans were given to blacks, something like 4 percent at a time when the black population was less than 10 percent.

[TheOne-xuoy]

What is those red lined cities show that the demographics has a substantially lower credit score than others?

[DollaDollaBillYall]

You can’t tell me that’s not the voice of Destiny

[ulisirius]

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[frederickfarias]

I know of black families who were able to buy in an middle class suburb in the 60s because people then were consciously favoring it, with MLK.

[brakstrongarm]

Wow. Just learnt about critical race theory and now red-lining. This sucks!

[Dutchmaster]

everyone hates redlining until you’re living next to a black family w 5 bad kids and a mexicab family that has 6 cars