Using Ravel to show what causes House Price Bubbles in ten minutes flat

Ravel is a whole new way to analyse data. No coding needed, no obscure cell reference formulas, and no need for pivot tables.

Here I show how Ravel can effortlessly analyze the relationship between household debt acceleration and house price changes, in just ten minutes! Ravel will streamline and dramatically accelerate your data analysis.

It works with any type of data, from marketing sales data to scientific.

For people who want to see the logic behind my assertion that the acceleration of debt drives change in asset prices (shares as well as houses), please check this link:

[stevefrith]

Now we need economists to use it, civil servants etc. Good work mate

[webfreakz]

Hats off to the programming behind this! 👍

[mapleandsteel]

This needs more Īto calculus! Thanks for the video!

[edwinvanderknaap]

A bubble in house prices can also be observed evaluating house rents. When one is able to rent at much lower costs compared to owning a home with mortgage debt one can conclude house prices are in bubble spheres.

[crawkn]

You may have discussed it in previous videos, but not everyone will have seen them all, so I think it's important to always state how you are deriving cause and effect relationships from correlations.

[djudju]

Would be interesting to see interest rates as well here.
Ravel looks good, feel like a powerful tool one you know how to use it.

[vivianoosthuizen]

Chicken and egg scenario? Which came first debt or house prices. Obviously prices go up debt go up because households don’t buy homes cash.

[vivianoosthuizen]

Is it those that borrow on equity of their home then buy investment property with that equity as deposit. Then the household’s debt has doubled but the household is not paying the mortgage on investment property the renters do.

[reggieduquesnoy]

Follow the music...how to unravel economic gobbledydook, but who is paying the piper at the end?

[adamthemyth]

*The Austrian economists left the chat to introspect*

[GhostOnTheHalfShell]

Observing that planets go around the sun is not the same as a theory of why. You've identified a relationship, not explained the phenomena; cherry picking a time span doesn't explain *why* the dynamic happened. Australia's "solution" was to keep their foot on the bubble accelerator. Finance doesn't as much make money off of lending but by profiting from products fashioned *from loans*. That's where the insane incentives are coming from built on a system engineered to cause housing inflation.