The Buy To Let Blueprint To Earn £3,000 A Month

Imagine waking up on the first day of every month and seeing £3,000 hit your bank account without you doing anything.

No Zoom calls, no networking events. Just 3,000 pounds in passive income.

That’s the dream, right?

And fortunately, that’s the situation I eventually found myself in after many years working in property.

Now, nothing is ever as perfect as it seems…

The word passive can be misleading and property can be stressful

BUT there are a lot of investors who earn at least 3000 pounds a month and it does mean they can work less, spend more time with their families and even retire early if they want to.

So in this video I am going to take you through our buy to let blueprint, which explains the 3 strategies you can use to hit 3000 a month - and beyond

So that by the end of this video you will know exactly what to do, how to start and the best strategy for you.

Looking to build a stable income through property investment in the UK? Discover proven buy-to-let strategies that can help you achieve financial freedom. Whether you're a beginner or an experienced investor, this video covers essential tips for buying houses in the UK and maximizing your returns. Don't miss out on the ultimate blueprint for successful UK property investment.

[youtubeman]

I’m a plumber and I, look for houses that need a bit of work, I buy then rent and sit back, but I have to work my arse of looking after them I’m always down a toilet or in a minging roof space, so they call it passive but I’d call it hard work, but I’m working for myself, I have took a bit of a hit with interest rate but I’m still making a decen5 profit and my houses are going up in value every year, I enjoy the work so I shouldn’t be moaning really I’m also bringing my son in on the business, working it’s a nice way of life

[bonditltd]

I used option 3 mainly, buying in a nice area, near good transport links and a major employer ( large hospital) . I’d researched the historical prices and noted a 7% average increase. Buying run down, smelly places in need of a refurb ( only one needing windows, so mostly carpets and paint), added value, but didn’t take long or much skill & cost. Then remortgaging to buy another ( very little work needed) was achievable. With just 3 properties ( with 3 there isn’t too much day to day maintenance and such), they achieve >£2800/month rent after cost + capital growth. I’ll wait to see what the budget brings. I’m not buying any more due to tax implications, the Gov sentiment and the uncertainty. But I have bought a large holiday let place.

[CraigShepheard-tr]

Buy smelly houses because you can get them really cheap. Upgrade them and if your total costs (Purchase Price/ Legals/ SDLT/ Refurb costs) are 75% or lower than the end valuation you can refinance all of your capital out and go again.

[adamcooke]

It’s funny because I just broke through 3k and invested about 300, 000. I didn’t refinance yet but that would be the best option for me. The tactic I used was to find short leasehold properties in high value areas and then factor in the cost of the lease extension in the purchase. This is abit of paper work but is better than the three methods above if you ask me

[colin]

I’m a first time landlord and this is helpful for a newbie like me. It’s the long game I’m focusing on. Thanks for sharing.

[carlbrewer]

We use have used all of these strategies at some point over the past 10 years and managed to get 5 properties, with 330k in equity, with a £1.9k pm 'passive' income after expenses, and £100k cash ready to reinvest, so it can be done, even in these economic times. Being a landlord though is not entirely passive income, there always seems to be something that needs our time and attention, and that's using an agent to manage them!

[hamidkeng]

Buy 3 numbers of 5 bed HMOs in a good area, rent it to social housing associations, each can make up to 1000£ net per month.

[davidcreatives]

Alternatively open up a stock & shares ISA, invest up to 20k per year tax free on something stable like the S&P 500 that gets you on average 15-20% ROI. Property is more hands on and not to mention the extra cost like legal fees, agent fees, stamp duty, taxes etc.

[marky]

Every time you remortgage though you make way less per month on the one you’ve remortgaged.
On one of my properties the mortgage was initially £160 per month. Bought for £100k, mortgage of £75k.
It’s worth £170k now so I could remortgage it upto £127, 500, leaving £42500 deposit in, clear the current £75k and have £52, 500 to buy a £200k house.
I’m reluctant to do it though as the £162 per month mortgage has already jumped up to £262 at 4% when rates were rising. I’m going to almost double the mortgage, so say £460 per month. So that’s £200 less per month I’ll make on that property. At £650 per month rent I barely clear £300 per month as it is. Would that house be worth the hassle for £100 per month after £200 mortgage increase. Yes a £200m house may get me £800 rent so £400 net but take off the £200 loss on original one and I’m only £200 per month up after all that. Yes capital gains would be on two houses now instead of one but I’ll get taxed a huge chunk of that anyway.
Kinda thinking I’m better just paying the £52k off my own mortgage which would equate to almost £100k over the term with interest. Tell me I’m wrong. 🤔

[kevinclark]

At 40 the wife and I have bought our first property to rent. The idea is to aim for 3 before I'm 50. With the high interest rates and unpredictability at the time we took a short term fixed mortgage. But in future will be going the interest only mortgage root in a bid to get the second and third property faster.
We had to save for the 25% deposit and reckon it will take another 4 years to do the same again. But we're in it for the long haul as a pension/earlier retirement, so house prices won't be an issue.

[shadowr]

Its the stamp duty that puts me off by to let, that money is tax write off, nothing. First two years income and growth already eaten up by taxes....so whats the point ?

[wicked-witch-of-the-west]

Enjoyed this video, Rob. I think Option 2 is the way forward

[hun]

Right, and what about the people who can save 20k in 5 years?

With 20k capital, what can we do?
(Specially alone, no wife, gf)

[mohammadcheema]

I’m reluctantly moving to flipping property. Strategies 2 and 3 are much more susceptible to down valuations from the bank. In which case you’re stuck.

Flipping via a limited company also gives you a bit of wiggle room with claiming back the VAT spent on labour and materials.

[samer]

I ve invested in properties since 2010.. currently have 12 properties … I am afraid all these strategies r perfect on paper but does not work in real life

[poplarboydavid]

I’m shocked that the HMO strategy wasn’t addressed!!!

[gibbop]

You don't mention affordability checks done by lenders, which would make option 2 very difficult

[TMZ-jr]

What about buy a slightly bigger main residence, say worth 450k. Use your high income to pay off the mortgage within 10 years. That one property for rental at approx 1500£. Repeat once more all done. None of this flipping around.

[carlyndolphin]

Property is stressful. It’s not passive. I have a 6m portfolio.

[liam]

The '3+1 Theory' (book) by Bret Algre-Wood ?