Niva Bupa Aspire Health Insurance | HONEST Review 2024 | Features, Cost & Issues

Unlock the secrets of NIVA BUPA ASPIRE health insurance plan! 🛡️ In this video, we delve into the features, pros, and cons of this health insurance plan that has everyone buzzing–

We’ll cover–

- The features/cost difference of 4 Aspire variants: Gold+, Diamond+, Platinum+, Titanium+
- Key features & benefits of Aspire health insurance plan
- Coverage options & premiums
- Age limitations & waiting periods
- Unique features such as Lock the Clock, Future Ready & Maternity benefit
- What does Ditto recommend?


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[dittoinsurance]

After further consultations with the Niva Bupa team, it seems the gold variant will come with room rent restrictions. You can stay in a single private room with AC. If you decide to stay in a higher tiered room, they you will have to copay a part of the bill

[rdas]

Sir, Can you please suggest one good health insurance policy WITH primary focus on OPD

[drsandeepghildiyal]

i bought the niva bupa policy reassure 2.0 and then cancelled it within2 days after going through the experience of other customers that there is unnecessary delay and even rejection for the claim from their side, ,, obviously who would prefer banging his head with insurance companies when someone is going though any medical illness, which is a trauma in itself. so suggest companies which will approve your authentic claims without any hustle.

[mdbasaz]

For Lock the Clock & Lock the Clock+, they will consider a claim, if a claim is paid under the following: Expenses in reaching a Hospital, Expenses during Hospitalization, Expenses before and after hospitalization, Home Care / Domiciliary Treatment, Organ Donor, Borderless, M-iracle. However, Claim paid under the M-iracle benefit will not impact Lock the Clock + .

[SaikumarExtra]

clear cut explanations. please bring more videos. tq.

[vasheemshaikh]

Today i take Aspire Platinum+ policy in hurry because of saving tax.
1- I'm 28yr old and unmarried did i made right decision?.
2- I added OPD addon which cost most arround 5k/year. Is this really beneficial or need to remove?.
3- Now i think premium are so high what you guys are think about it.
4- what if i think about cancelling the policy what are the charges, i paid for 3yr policy.

[sandeepbawkar]

In this video u r telling there is no room rent capping for any variant, but please go through aspire policy prospectus pdf pg no 24 under gold variant its clearly written in bold "Single Private Room Only " what does this mean? can you please explain.

[khushboogupta]

Sir, if the customer is already an old insurance holder and he want to do the portability for this year, they were have a 2 policies, but as of know they want single policy including both. actually last one policy has already been renewed, if we port a single member policy this year including their spouse as fresh with future ready, so how it will work?? will this work or not?

[Mahtab]

Good see ur video nd thank u
Wanted ur advice
Need to buy any of above
M37, F32, F9, F5, M2
Which one is most suitable
Thank u in advance.

[ankurpandey]

Aspire gold + does consider bike accident?

[OOLAoola-qt]

Can we use booster+ amount for borderless treatments ?

[umangsinghal]

13:10 Then what is the point of buying the policy when there is problem in claiming 😅

[amarnathananth]

Gold aspire + 10 L base + 90 L additional

[ariyansgroup]

Hi
I am from Kerala, I have had a Star Comprehensive Plan 5 lakhs for the last 10 years, so is it a good idea to change from star to niva bupa

[KJAGANREDDYREDDY]

Sir, what about reassure 2.0 vrs Aspire. Im 55 yrs old. Which is better for me? Have high BP, Cholestrol and Thyroid . Please fo guide. Some time I may visit USA too for few months. In assure 2.0 its not there. But for me at 55 age which will be better? Please do reply

[rajeshm]

Don't take Niva Bupa ... No cashless payment .. they will say cashless but not reimbursement and they will reject the policy.

[Mannus]

Is niva bupa trustable for claim issue and and 67 and 72 age plan available?

[sujithkumarc]

Can you explain Reliance Health infinity plan?

[MUSICIANADITYA]

Which Health Insurance do you have right now?

[parthaghosh]

my age is 47, if I purchase titanium + policy, can i eligible for10X sum insured?