SIP ya LUMPSUM Investment - kaunsa deta hain ZYADA Returns?! | Ankur Warikoo #shorts

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[Ace_is_Lost]

Is it only me :- the way he says "LAAKHHHH" catches me laughing 😂❤

[bahunrobotmoirangthem]

I will choose 1 crore. It is not because I don't understand compounding or SIP. It is because we don't know what will happen next. So I want to live the present at the fullest but not like a crazy person.

[MillionOfBro]

SIP use = 3.6Cr. After 30 year = 35.2Cr

Lump sum use = 1Cr. After 30 year = 29.9Cr
(But....)🫸
Lump sum use = 3.6Cr. After 30 year = 104.4Cr

SIP use use = 1Cr. After 30 year = 9.8Cr

30 Year Total cost 😅

[sarwajeetbharti]

Sir investment amt diferent h ..1 lakh per month se 3.60 Cr ja rahe h ..n dusre case m 1 CR ..yes..I got ur point to motivate us to invest n stay invested.👍

[SHAM_]

Companies to India me 25, 000 ka choice de rhi hai... to ye jo sapna hai sab jina chahenge!

[sayandasadhikari]

You have taken annualized interest of 12% which is very low.. a good mutual fund will give atleast 18% annualized interest.. and above 17.93% Interest 1cr will become more than 1lakh sip.. forget this i am taking the given 12% interest.. if you put 1 cr in that fund will will get 1lakh every month and you have 1 cr too (no taking the tax as 12% is very less).. so in every way 1 cr is Better

[arjun]

When he says crore the only thing which I hear is Amitabh Bacchan saying "Saath Crore"

[shubhamcas]

Wrong if you take 1 cr and even put it into index fund all at once, it will generate 15-20lakhs per year, and that'll add to principal amount which will give even more return next year, by doing that calculation and keeping that 1 cr at 15% year on year, it will become 60+ crores in 30 years, SIP only makes sense when you don't have large amount to invest, otherwise putting maximum amount in one go in index fund type of instrument is way better

[YGCOD]

Put 1 Crore in Swp FD @8%
Means you will get 1 lakh per month + you will still have 1 Crore

[Freaky_bling]

I believe calculating on excel sheet and doing it real life is very different.
I just watch your tutorials videos or some videos on tax, it’s actually helpful.

[DVG]

Just wanted to add an example:

If a fund gives 50% annual returns, a ₹1 lakh lump sum will generate ₹50k profit. However, if you do a ₹8333 SIP for 12 months, the return would be around 24-28% overall. For goal-based investing, SIPs are ideal since you can tailor your contributions to match your goals, while lump sums are simpler if you have a large amount to invest upfront. Both have their benefits, depending on your strategy.

[sreejithrajgulp]

Investing amount is different in both cases, so lumpsome of 1 crore is better with monthly sip of smaller amounts can give better results...

[cmo]

abhi ke abhi ek crore is best option, because immediately paiso ki jarurat hai to bhi paise hai… 5 saal baad 1 ka 2 ho hi jaaega

[parthibkarmakar]

Sir ap bohot a66a investing guide karte ho❤ thank you so much bohot kuch sikha apke video se

[shauryakansal]

30 years 😂😂❤ honestly this time even in the excel world the lump sump wins, because the liquidity and early money is worth far far more than that 5 cr in the future 30 years later 😅

[DoingMyS]

You assumed 12%,

If you invest 1cr and it gives 12%, then you will get 12L per annum, and if you choose to withdraw it per month then you will get 1L per month,

Now you can invest this 1L per month also, which will become 35Cr,

And you will have total corpus of 35Cr (from 1L sip) + 1Cr (that you previously invested), total 36Cr.

[varunvaswani]

Sir aap vo bhi bata diya karo ke yeh sab jagah hum invest kare kaise? Like Nifty 50 mutual funds and other index funds hum inme SIP start kare kaise. Please vo bhi bata diya karo 👍

[omprakashkumawat]

Please calculate first, show us the amount and then ask us which would we chose?

[nextgencupid]

5 cr ka ghata seh lunga, peace of mind itna ho jaega abhi se

[gouravagrawal]

Sir Investment amount is different so as the return. If we do this calculation with the same amount, lumpsum case will win