An Emergency Fund Changes Everything - Dave Ramsey Rant

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[MegaThunder]

Just a few months ago I had no emergency fund now I have a 600 dollar emergency fund and still growing!! Such a good feeling!!

[mikenelson]

I have $26k in my emergency fund and I’ve been debt-free for over two years. Phone was damaged/stolen? I can get a new one on the spot. Need new tires $800+? Done. I can handle practically most emergencies.

[commentarygold]

25 with a 10k emergency debt free, students loans paid off car paid off. Feels so good 🙌🏽 thanks Dave

[Anon]

21 with a $12, 500 emergency fund all thanks to Dave!

[shen]

27 married, Debt free with 45k in emergency, 76k in aggressive Mutual funds, and a paid off townhouse. Thank You Papa Ramsey!

[gaylan]

Today, I had to do major work on my car. I was told the price was almost $1000. I was calm because of my emergency fund! Thanks Dave!!!!

[buckybarnes]

My problem is now that I hate to even spend the emergency fund

[SilverStacker]

I have a years salary emergency fund saved up, and I've been debt free since around 2011, both personally and my two businesses. I cannot describe the feeling entirely, but it's like you finally sat down after standing your whole life. It changes your entire perspective about everything once you can afford "anything". I believe being debt free is how GOD wishes us to live. It's not just financial peace, it's peace itself..

[CarolBennettGA]

Baby step six here. $10k emergency fund. 35yrs old/38yrs old. We have a Roth 401k and a Roth IRA. Various sinking funds. Just finished a 2yr journey of paying in cash for a large medical to do (non emergency but necessary). Less than $49k income.

[neimyx]

Trying to build the emergency fund while emergencies keep happening. Pray for me 😂😂😂

[padistedor]

Dave has completely put an end to my 30yr streak of going into debt to buy cars. Haven’t had a car payment in two years and will never have one again. Thanks Dave!

[SteelersMaxima]

Most positive comment section on the whole internet. I love hearing about people doing well and benefitting from the things Dave talks about. Awesome!

[TonyMotherfuckinLee]

I’ve got 4K left on my car. After that, the first 3 weeks of the month, I’ve got no bills.

I can’t wait.

[wylian]

We have paid off 1 credit card, and saved the $1000.

$7000 to go still, + $6500 where we are not being charged interest yet.

Thanks for the motivation, Dave Ramsey.

[sweetheartazn]

We have 35k as emergency money!! Thank God because we needed it... feels good to not borrow from family or banks.

[Noemhy]

I’m 26 and on baby step 3 with $2000 in my emergency fund. Goal is $6000. Meanwhile I’m also saving for vacation and other expenses that will come my way (Birthdays, Christmas, Car Insurance, etc ) I can honestly say Dave Ramsey changed my financial life.

[brentfedak]

Six years ago I lost my first wife. (Only child died before her) The peace that I felt while sitting by her bedside. Not worrying about how to pay the bills.
Thank you, for that gift!!!
Dave and team

As for living like no one else. I am remarried. My step daughter loves wwe. We were at survivor series in Houston last November. Third row from the ring.

[mikeekim]

My wife and I have completed baby step 3. We have an emergency fund of $12000. Literally anything that comes up, we can cover. We live in FL so if the A/C goes out (its only 4 yrs old) we can pay for a new one! Our friends freak out over every expense that comes up, and it feels so good to not even bat an eye at an expense. They are always fighting with their wives about money, one of them even just got divorced. They made about 120k a year combined, but were COMPLETELY broke. My wife and I have NEVER gotten into an arguement in the 6 years we've been together (2 years married). Having money removes about 80% of the stress from life.

[Scorpiomaj]

We have an emergency fund under $200 versus NOTHING before and we already feel a little better - we can breathe just a little easier.

[bevoburn]

My emergency fund is 5K. That covers 1 month rent and a new transmission.