What happens if you get in an accident without insurance

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#insurance #noinsurance

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Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

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Good video, thanks for showing. Revoking the license/fees/lawsuits usually doesn't amount to anything; impoundment of the non-insured car would actually help enforce this. Insurance companies assume this, which is why ALL policyholders pay for uninsured/underinsured drivers, which means most of us are chumps.

JasonJones-bror
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Wow this video really explaoned everything than you.😁

heroknaderi
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What if you have insurance, never lapsed. But you had an accident with an extra car that wasn't covered? In the state of VA

harshword
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SR 22 or FR44 and a few States mandate full 6 month premium in advance be paid to get the SR22 issued. the penalty is subrogation. if you didn't have insurance and a company paid anything out you don't get your license back until you pay for all damages and the not at fault driver's deductible (if no UMPD)
also the FR44 means you have to have double the state minimum liability whereas the SR22 is at least state minimum. the state of Michigan is one of a kind...

hwalton
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Had a question are you able to insure a vehicle not under your name. Can I have my vehicle insured with my parents insurance although it’s not under their name. I know in New York u can’t but I have liberty mutual insurance I don’t know if they do or not.

eyoLucio
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So during a red light the truck in front of me decided to back into my car. I got the drivers info i called the insurance to file a claim. Turns out he wasn’t insured at the time.

I also do not have insurance. What can i do? The car is a lease.

pedrozaragoza
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I got into a accident it was a hit and run I just buy the car i was taking house to put it down until I got Insurance on it but somebody hit me and like it like a total loss on me

yoshiakiiidavid
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I appreciate your videos! do you have any resources and tips for nebraska?

miguelm
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There are "no fault" states. In New York, when getting car insurance you HAVE a mandatory (expensive) body harm insurance for yourself and your passengers. That alone will be $100 a month appro - as there will be no driver at fault to pay your medical bill.

PascalGienger
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I got in an accident and I wanted to get back my license it the dmv and they said the vehicle damages was 1500 but the insurance is talking about 15, 000

finesseking
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Anybody have advice for me I was backing out of a parking spot on private property I was more then half way out my spot when a car comes down and hits me in slow motion you can see they had enough time to stop or beep but didn’t bad thing is I was uninsured at the time because of private property cops couldn’t fine me for not having insurance what is going to likely happen minor damage to there car but my car has more damage also had my 1 year old in the back no injury’s luckily I know I’ll probably have to pay for my damages out of pocket due to me not having insurance at the time but what will happen next, Delaware

bankrollrey
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Hey there I have a 2008 dodge avenger I’m 18 years old and live in St.Louis MO what would be the best insurance for my age

zvssigv
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I would love to hear your professional advice.
I got into accident back in November 2022 ( I was uninsured at that time ). He hit me on red but claimed to insurance that I ran on red light on our fault. I got a mail from driver insurance (GEICO) that we have to pay them $27000. I really don't know what I have to do but can you give me any advice or tell me what in the worse case could happened to me? Thank you
State Texas

alechko
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i got ino accident with no license but the police didnt question me or anything they just let me go no ticket or fine but it was the other person fault

Darkx
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I failed to reduce speed and hit someone, the car i was driving was insured through someone else’s name and I’m personally not on the insurance. What could I expect with my upcoming court date? Should I get a lawyer? Will my license be suspended? Is their a lawsuit that will be put on me to replace the other persons car? This is from Illinois. I think 8:55 explains my situation

Ahmuh
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Got into fender bender w/o insurance. Got it waiting for cops to show up … will the other party try to sue ?

DrDookieDrawls
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Hello people I do a accident with a cancelled insurance but it's finished at 9/2023 what well be happen 🧯.

haytamharrar
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My car was hit while sitting on a parking lot. The driver that hit my car does not have driver license nor insurance on his car.
Police showed up and file the report. My insurance said they are going after the guilty driver to cover repair costs. In the meantime. Should I be paying the damage deductible out of my pocket? Or should I file a sue? This happened on May 2023. Iowa

raymundovazquez
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I got into an accident lately. Person ran a red light and was ticketed for it. Issue is he just bought the car and didn't insure it yet so i had to put a claim with my insurance. He also had a suspended license. His insurance now wants to talk to me but I'm told I dont have to as it's now a dispute between insurances. Should I talk to them or let my insurance handle it?

taytay
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I have a question, I recently got into an accident small fender bender in California, I’d didn’t even know my car insurance had cancelled me however when the cop pulled up he didn’t give me a ticket or impound my car why is that ? I’m thankful he didn’t but is my license getting suspended still ?

ChuckNorris-bjfk