California homeowners get boost from court in fire insurance decision

Homeowners in fire-prone areas of California will find it easier and possibly cheaper to buy fire, liability and other types of insurance for their homes thanks to a recent court ruling. KTVU's Andre Senior reports.

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[scottyee]

these insurance companies loved the business when they dont have to pay out but the second people start making claims they bail

[outdoorfreedom]

Once upon a time I bought my property that was just below the high-risk altitude. My home insurance was never low but reasonable for the state. Then one day Moonbeam Brown was paid off and he lowered the altitude cut-off for high risk. My insurance tripled in cost. The insurance and tax costs have made living on my SSI almost impossible! I have the title to my home but it will never be paid off!!!

[frankgrant]

The important word is that the insurance companies will be increasing rates. It would seem to me that the safest place to have a home in California is an area that has had a recent fire sweep through, after all is there anything left to reburn?

[noelleonard]

I don't think you should get paid for fire insurance when you refuse to cut a firebreak in your property between the forest and your structures. It just common sense when you live in fire country, common sense that most of them people seem to lack

[Me]

Now just try getting good earthquake insurance.