How much can you LOAN from Pag-IBIG?

Alamin ang 3 factors upang malaman mo kung magkano ang pwede mong ma-loan sa Pag-IBIG.

#HousingLoan #PagIBIG

0:00 Intro
0:46 Capacity to Pay
3:12 Loan to Value Ratio
4:57 Actual Need

[justsaying]

Just want to say that aside from ang galing mong mag explain - you sound so pleasant and I like that you smile while talking. So hindi ka nakakasawa panoorin. :)

[loonaminari]

Thank you sir! big help para in the future. I'm planning to loan to pag-ibig for our own house.

[ESPATERO]

thanks sir...kami may socialized kami na nakuha kaso may equity pa rin na 10%...

[opporeno]

ang gwapo na, ang linaw pa mag explain. dapat million subs na to e! 💕

[CabalenCooking]

Cguro sa pag ibig po kayo nag wowork no sir, kasi detalyado at claro ang mga turo mo.

[stripehearts]

ang galing mo talagang magexplain sir chris! clear as water!

[ywgmtuu]

Hello Sir..
Good morning po. After approval of the loan from Pag- ibig. Kailan ba makukuha namin ang check for our loan?
Thank you Sir! God Bless!

[igaelle]

Highly informative gracias sir Chris, road to 10k soon horray .😍👏🧡
will share this sa FB ko.

[YuryDalagit-wlmn]

paano po kami na napakaliit ng sinasahod pero gustong bumili ng property sa abot ng makakaya. mayroon kaya po?

[thetravelbugchannel]

Sir, salamat sa educational na content nyo. Mahirap talaga maghanap ng content about sa ganitong topic. Bukod sa malinaw at straightforward, hindi pa pa-cool.

Sir request naman ng video tungkol sa annual repricing interest rate ng mga banko. Halimbawa ang fixed interest rate ko ay locked ng 3 years or 5, ilang percent kaya ang typical annual interest rate range ng mga bangko? Thank you.

[foodtravelandme]

Sir isang beses palang ako nag loloan sa pag ibig at sa salary loan pa. May chance pa ba ako mag loan ng atleast 1, 000, 000 cash? My monthly salary is 43, 000. Thanks po sa pagsagot

[angelicasangabriel]

Ask ko lang po.

May nakita po kasi kami na pasalong bahay. Cash out is 850k. Assumed balance thru pag-ibig is 150k (remaining 6years).

This is my first time on planning a housing loan. Kung mag new loan application po ako. Bali, papautangin po ako ni Pag-ibig ng 850k pang cash out kay seller, tapos ako na po ang magbabayad na ni-loan kong 850k plus the 150k assumed balance?

[aljaydakman]

Hi Sir, , Thanks for this impormative video, Tanong ko lang po I know nka Indicate naman sa video na Gross Annual Income ang basis ni PagIbig pag Abot sa Sahod. Nag woworry lang ako kc ung iba Sabi Basic Daw ang Basis.
In my situation po kasi, my basic is 14k but I have this allowances fix every month na 47k in total nasa 61k as Gross, expected loan amount ay nasa 1.7M. Pasok Kaya siya. Salamat.

At kung sino man may Idea. :)

[cheroviborja]

Thanks sir...napaka gandang advice..God Bless Po🙏

[jjoem]

Hi sir. Thank you po for a very informative content! I would just like to ask if paano po yung deduction or pagbabayad po monthly if nag-avail ka po ng loan with a co-borrower? Say for example yung required income kasi is 45k and yung gross income ko po is 15k only pero yung sa co-borrower ko naman is around 50k. I'm a government employee btw. So gusto ko lang po malaman if paano po ang pagbabayad po if 13k po yung amortization namin.

[anniefyhangrefugio]

Good day po.. Sana po mabigyan linaw po ako... Nag loan po ako march 2021, start po ng deduction Nila is 15 of June 2021 po good for 2years to pay po...
Yong money na received Lang po namin is 7, 400 plus po, pero nong nag inquire po ako through online
9, 766 po yong loanded amount ko... Tiningnan ko po yong contribution ko may remaining balance pa po ako na 5894 po?

[IamBevQ]

indi ba may consideration din yun total contritbution mo sa pag ibig for approval?
yun kasama ko, mataas yun salary nya pro he was advised to add monthly contribution ng 1k whila paying for the monthly amortizayion...

[judyanneantolin]

Sir i was approved sa 500k meron na po akong NOA, knowing that I can received that daw in 3gives does it mean mkukuha ko ung 500k in 3cheques or mababawasan po?

[glensaclao]

Sir how about yung non taxable allowance and night differential.. included ba sya sa Gross Income?

[cheroviborja]

Sir papano Po ba malaman Kung magkano Po Ang hulog Ng 480k sa pag ibig for 30 years ..min wage earner lng Po..Sana masagut nio Po..thanks🙏