Medicare-Excess-Charges-Are-Dead

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Medicare excess charges are Dead!
How do you know when the information in a YouTube video about Medicare is true? There is a lot that isn't. In this video I sow you some of the lies told about Medicare and how to tell when someone is making stuff up. If you want to make an informed decision based on truth, this video is a must see.

98% of the doctors that accept Medicare have a contract that forbids them to charge an excess charge. That means that only 2%, 2% not 10%, of doctors that see Medicare patients have a contract that allows them to charge an excess charge.

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#Medigapseminars #Medicareexpert #medicaresupplements #MedicareExcessCharges

[bobjohnson]

My colon was re-sected in 2020. I checked first, and BOTH the doctor and hospital accepted Medicare Assignment. However, I was charged a fee for the robotic assistant to the doctor during the surgery (the assistant was a certified LSA). This was a complete surprise to me. I appealed the decision all the way to Novitas Solutions in PA., but was told "Medicare does not consider payment for assistant-at-surgery provided by a LSA." Thus, the fee was denied. So, after checking for Medicare Assignment for BOTH the doctor and hospital, I still had a fee to pay. The fee has been paid and, luckily, it was NOT an absorbanent amount. However, be careful when checking for Medicare Assignment. It may not cover all charges, regardless of what has been stated.

[margaretott]

Thank you for the truth about excess charges. I don’t think it’s harsh showing videos that are sloppy in their information or worse are trying to get people to buy a certain plan through scare tactics.

[chipper]

As a Medicare beneficiary for almost 13 years and a former medical professional for over 20, I am both impressed and appreciative of your knowledge and candor concerning Medicare supplements. Far too many so called "experts" neglect to discuss in detail the reality of being a Non-Par health care provider. Especially the fact they are so disincentivized to not participate that it makes little financial sense to do so. Besides the 5% reduction in the Medicare-approved amount, a Non-Par provider reduces his/her access to many patents who refuse to deal with excess charges and billing hassles. Where I live in Florida, there is such a high percentage of people over the age of 65 that the marketing downside of being Non-Par far outweighs any benefit of billing excess charges.

Although you only skimmed over the negotiability aspect of excess charges, I think it is important to note that a very high percentage of the quickly becoming extinct, Non-Par providers, will quickly agree to accept the Medicare-approved amount as payment in full (rather than lose a patient) when asked to do so.

Keep up the good work Matthew. You are the only authoritative source of Medicare information, on any social media platform that I have ever subscribed to. Thank you.

[MrAxman]

Dude! You're really calling 'em out! Your numbers on excess charges jive with what I heard at a med supp carrier seminar last year. In their policyholder base, they said they see around 3%-4% claims come through with excess charges nationwide. In South Florida where I am, they said it was down in the 1%-2% range. Our med supp rates are among the highest in the nation, so for many, if they want to stay on original Medicare with a supp, Plan N is the only reasonable choice. Great presentation, thanks!

[alicequammen]

I really don't like people that use the scare tactic by not fully explaining details to seniors that are there for that person's expertise. Thank you Matthew for educating me on Medicare. I pass it on to everyone I meet that is looking into Medicare.

[joycesewald]

Mr. Claasen, I will be 65 in December. About a year ago I started watching videos on Medicare, so that I will be ready to make my choice when the time came. Actually, the first video on Medicare I watched was your video. I commented back then how your calm and infomative video impressed me. As time went by many other videos also started popping up. Of course I watched them to see what they had to say and yes, the man on your video was one of my favorites. Long story short, I will know now that I will be getting my Medicare insurance through your company!! My gut feeling back then was right... your the right person I can trust when it comes to my health insurance and for that matter my life!!

[kimr]

I've watched your videos, taken an AARP zoom class and took a series of 3 adult continuing education classes about Medicare. All of that information was almost identical. You explain things very clearly and easily. You are absolutely correct to point out misleading info. I had also seen videos from the other guy. Some of it was incorrect or misleading as well as difficult to understand.

[sandrabrown]

Thank you. Thank you. Thank you. I am a very honest medicare supplemental agent and I too get extremely frustrated at the particular person example you showed, as well as many others. It seems like they're used car sales men just twisting facts so that they can sell higher commissionable products. God bless you for all you do for our seniors. Keep up the good work!

[tomschmidt]

To their credit the channel you commented on does a pretty good job identify the pros and cons of traditional Medicare vs Advantage. But I absolutely agree with you the risk of excess charges is greatly overhyped. The US health care system has too many moving parts and requires too much effort on the part of individuals to understand and make life altering decisions. Thanks for posting, looking forward to the next one.

[hvdfxcq]

Thank you for the information on excess charges. The chiropractor is usually the one who has problems with Medicare since Medicare only pays for a problem like needing to get better after hip surgery along with physical therapy. But when the chiropractor only eventually does maintenance correction every 2 weeks or once a month, Medicare will not pay for this and that is really sad, since I have had chiropractic care my entire life because my spine is curved and my neck and back muscles get pulled and my spine gets out of alignment and if I did not take chiropractic maintenance for my spine, I would be crippled with nerve problems in a wheelchair probably.

[fiddlearound]

As always, highly professional, spoken in easy to understand language. Your company is doing an amazing job for folks that are willing to listen to your excellent videos.

[dennislaplant]

Excellent video! I've been researching Medicare for over a year now. First, I found Marvin and watched many of his videos. Having nothing to compare him to, I thought he did a pretty good job of teaching the Medicare basics, although I found him kind of hyper. That's when I started looking elsewhere and found you. My first reaction was that your looks & demeanor are very much like my dad's were. Then hearing how you discuss Medicare reminds me of how I explain computers to people in my IT business - methodically & thoroughly, but relatable to others less knowledgeable.

I look forward to seeing your videos, especially those on Plan N and its copays and excess charges. I aways learn something new. Today I learned that Mayo Clinic no longer collects excess charges. Thanks for doing these videos.

[frederickruderman]

You and your team are the best Matthew. My wife & I are very happy working with your team and you are a great leader. I passed FINRA 24 and held good supervisory positions in insurance for 4 decades

[dryheatjenn]

Thank you for the very informative video! By the way, I am a patient at Mayo Clinic Arizona, and the billing department confirmed that they do not charge excess charges.

[Scott-wdkn]

The other guy's presentations are exhausting, and I think that is the goal -- to wear you down to the point you that you know less than before watching the video. Your reference to the 1962 movie "The Music Man", starring Robert Preston, is a superb comparison to the other guy -- a fast-talking con artist.

I'm relieved and happy that I found your videos before I turned 65 last January. You provide a fact-based product without drama or fear. You and your customer reps calmly walked me through the "Medicare Mine-Field" last year. At no time did you feel compelled to sneak up behind me and yell "BOO!" Once I made my final decisions, I felt a firm closure. I packed up my paperwork, turned off my Medicare worries, and rarely even think about it. Once I pay my deductibles and premiums, the medical bills are seamlessly paid.


Keep doing what you're doing. This Phoenix customer appreciates you!

[yesimhere]

I've watched many of these. You are by far the best! Thank you specifically for showing the lies!

[r.graysongarner]

I'm gaining more confidence in my Plan N supplement! Looking forward to more videos on this subject.

[bcgogue]

Yes, please call out misinformation . It is not harsh and we need factual/data based info. Thanks for providing the information to back up your presentation.

[LouisWilen]

Very helpful video that explains why patients don't need to be concerned about "excess charges" and why very few doctors are "non-participating providers."

[janwilliams]

Matthew Class act. Thanks so much. I was leaning towards G this year with the concern of excess charges. You guys are GREAT!