PUBLIC vs. PRIVATE Health Insurance for Parents in Germany

In this German health insurance video, we'll discuss the differences between public and private health insurance for parents in Germany.
We'll cover the pros and cons of each type of health insurance, and help you choose the right type of health insurance for you and your family.

The well-being of your kid(s) is paramount, and choosing between public and private health insurance can have a profound impact on their health, safety, and your family's financial landscape.
Join us in this informative PerFinEx Health Insurance video as we dissect the critical factors influencing this decision and guide you toward securing a healthy future for your family.

Read the full article on our website:

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[PerFinEx]

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[LauraFBrey]

It is outrageous how little one gets when on maternity/paternity leave (actually the new law will leave some parents out if I understand correctly- a video about that would be very interesting). Is there a way to bump it up in the private insurance? Something like seniority or unemployment top up but for maternity leave?

[josepierobon]

Hi, what if I'm eligible to the private health insurance now (earn 70k on 2024) but my salary doesn't increase in the next 3 years?
I mean the eligibility criteria will continue to go up every year and I might not be eligible in 2025 (income 71k or more) or 2026 (income 74k or more)
Do I have to move back to the public health insurance or how does it work?

Do you only recommend moving to the private health insurance if you are pretty sure you are always going to be above that threshold?

Thanks