10 Things to Do Differently With Your Money in 2021

10 Things to Do Differently With Your Money in 2021

[Emma-Sharon]

1. Budget
2. Stop using debt
3. Get an emergency fund
4. Stay the course w/ investing
5. Find ways to spend less
6. If married, combined checking accounts. (Dave has a rant here)
7. Get on same page with spouse goals and fears
8. Stop comparing yourself to others
9. Focus on your behavior 80% results are based on behavior. Another rant here.
10. Live on less than you make.

[PInkW]

When I first heard Dave I thought he was nuts.
Now 3yrs later my life is completely different.
Was $11k in credit card debt
Now zero and cut it up
Was paying rent
Now paid cash for my “mini mansion”
Was broke
Now $49, 000 in savings and growing.
Thx Dave.

[BraziBros]

I know this is off topic, but it is remarkable to see a father and his child working and laughing together. Those with healthy relationships with their parents forget just how rare this is.

[moneybee]

Such a dynamic duo! "If you're broke friends are making fun of your financial plan... you're on the right track!" Great quote.

[jenwhaley]

I payed off my last credit card debt in Dec 2020. It felt good.. It took me 2 years to pay off $13k, but it's done and I'm not going back.

[gretagraeler]

"if you wanted to be independent and stand on your own, you shouldn't have freaking got married." wow that hit differently. awesome video Rachel!!

[craigt]

I got serious when I found Dave Ramsey and he opened my eyes to the mess I and only I was creating. He changed my life forever. Thank you, Sir!

[christinesnitkin]

I thought Dave looked thinner lately, and now I hear him say it. Way to go Dave! You're an example of not only taking control of your money, but of your health too.

[keanuleigh]

The quality of this content is incredible. Every human on earth should watch this.

[haveaniceday]

1:33 1. Budget
3:00 2. Stop using debt
4:40 3. Get serious about saving (have an emergency fund)
6:03 4. Stay the course w/ investing
7:15 5. Find ways to spend less
8:00 6. If married, combined checking accounts. (Dave has a rant here)
10:56 7. Get on same page with spouse goals and fears
12:30 8. Stop comparing yourself to others
14:55 9. Focus on your behavior 80% results are based on behavior. Another rant here.
17:40 10. Live on less than you make.

[angelathurston]

Paid off my last Credit card Dec 30th 2021. It took 2.5 years to dig out of 49k! I worked a part time job and assigned a good chunk of my paychecks to those Credit cards. Now working on my student loans! Time to knock that out. It feels so good to get those credit cards off my back.

[JM-yfrt]

Started budgeting in Dec 2020. I does help me to spend less money and think about what I need to pay. God help me to keep it up! Happy New Year 2021!

[valandrobgood]

For those scared to combine finances with their spouse, heres my story:
Hubby came into marriage understanding investing but no self-discipline, so had consumer debt and no extra to actually invest. I came in with super self-discipline but my money sat in dead-end bank accounts and in the "sock drawer" not growing. Now after working through our differences and talking through our plan, creating budget etc etc we now have a net worth of almost a million dollars. (and we are in not highly paid careers) No chance either of us would be here if we managed money apart! Together we are winning!

[carolynjaynes]

I love all the good, down to earth advice that really works. I just saved $37 by calling my auto policy and cell phone companies to complain about their rising fees and they both lowered their rates to keep me as a paying customer. I would add: Check your bills and accounts often for errors and hikes in auto pays! I love Dave and Rachel. Thank you so much!

[passportsandpostcards]

“It’s not going to be easy. Ever.”

It gets easier as you “do it” more and more!

[janefromthecountry]

My favorites here: 1. Live on less than you make. 2. Develop your savings muscle 3. Stop comparing yourself to others. Shared video.👌💟

[alycer.]

I love that dad of yours. He was one of many that saved my life-in the financial disaster I was in. In his gentle, honest, firm mannerism he swooped in like a knight in shining armor. Dave Ramsey well the word respect comes to mind.

[imml]

Such a great team! Dave helps us see the stupidity of our selfish decisions and Rachel helps us have compassion!

[JM-yfrt]

"Quit trying to be roommates when you are married." Tell it, Dave.

[ImVeryBrad]

my retirement savings bottomed out at 66k. end of the year they were up to 102k. glad I stayed the course