Top 3 Credit Unions in 2021

Credit Unions have been long known for being better and more competitive than banks, because of there nonprofit status. So I decided to call the top 3 credit unions and find out if they really are as good as they say they are. Also in my last video, I made sure to explain what the difference between a credit union and a bank is, so make sure to check that out if you haven’t.

Alliant Credit Union - 800-328-1935
Now the first credit union Alliant credit union, they are known for there checking and savings and how their apr is. Not just that but they also have a credit card a 3% cash back.
- This is the 5th biggest credit union in the united states and has 11 branches and over 80 thousand atms. I think that 4 times what chase has. And really nothing when you compare it to sofi free atms
- Reviews by nerdwallet customer are terrible but on the apple store, people love it. So mixed reviews
- High apr savings and checkings
- .65% on check-ins hiree than chase savins lol
- They credit cards ( one with 3% cash back if you want a full video on that, comment down below)

Golden 1 Credit Union – Out of date website
- Now not all the credit unions on this video are going to be good, but on nerd wallet it said this one is the best but it's not it's terrible.
- Now here's what it focuses on
student consolidation ( This is a tactic that might get you a lower rate or minimum payment but it’ll still keep you locked in for a long time.
savings rates are between .15%- .75 highest
checking is terrible also .10% (what)
- Oh, and btw customer service is not 24/7 and the website is built around extracting money out of you. Heres a lone, credit card, house. They don’t really mention savings and roth ira or anything like that. Also the website looks like from the 90s
- Then call and ask all the questions

My Consumer Credit Union - 877.275.2228
- 12 debit transaction, direct deposit, and be enrolled in edocuments ( wave atm fees
- Regular savings is .10-.20
- But if you spend a bunch of money and up 10k you can get 5.09 it’s a scam
HFCU – Federal credit union
This was the best one by far, if you can qualify I would take advantage of that 5% and then run if they change it.

Key Questions Answered

1. What are the top 3 credit unions in 2019?

2. Why Credit union get a good rep vs banks?

3. How to pick out of the 3?

*Pro Tip*
Information is key

Link:

👕Merch👕

✅2 FREE AUDIOBOOKS✅

🎁ACORN FREE $5🎁

⚡FREE KINDLE UNLIMITED⚡ (traditional reading)

Social Media~

Snapchat: tommy28fly

[TommyBryson]

I was super surprised by the customer service today. :(
Ps. who made it till the end?

[misurac]

I like this guy. Good energy. Keeping it fun.

[repssrepps]

Great video I agree with what you said not knowledgeable about a company they are employed by and no 24 hr customer service 👎🏽

[mrsaveabuck]

Tommy you did an amazing job calling! I was very impressed with how professional that you were and also how patient that you were with Ivan.

[israelvelazquez]

You don’t know how hard it is to watch long videos on YouTube but you made it a good and educating experience

[knation]

Support Tommy’s channel by watching the ads in their entirety. He takes time to bring us a variety of information in regards to personal finance. Let’s show him how much we appreciate him!!! Keep the great content coming bro!

[romanhut]

You know there are credit unions with ESI insurance . To most folks ESI insurance is unnecessary cause most of us don’t need five-hundred fdic . But for those who own businesses this is crucial information to help build cash reserves at one bank or credit union . I wish that would be a topic on one of your videos .

[ivanaramirez]

I have a bank and I heated about this “Credit Union” so now I’m here watching your video to get more information about this Credit Union.
P.S.
I subscribe to you

[romangabriel]

I love love alliant. Great rates on checking and savings, CDs, loans. The atm rebates are great too.

[gabriela]

What are the two online banks mentioned at the end?
Btw, I don't usually watch a half hour video if I'm trying to learn something very fast unless I have it on faster than normal speed, but I kept watching this video till the end. On normal speed. Good job.

[otmtg]

Damn really glad I found this video and channel, did all the fancy stuff great content appropriate the time and energy you put into this thank you I need a damn credit union ASAP

[jthegreat]

Great video brother, keep up the great work!

[ascendingneet]

We need to talk about that 3% cash back card 😏😏😏

[GiftedGentleman]

28:05
Bro... yes they are nervous.
1. They work on the weekends. (No managers or specialists help)
2. You ask great (unusual) questions.
3. You talk fast, like a salesman.

[Zeek]

Thanks for the shout out and mention me again. I watch the whole video those credit unions are not good I would not be using none of those. good information I get it I get it I get it lol. Yeah I didn't like the customer service. Yeah I use Credit Union and I don't use no bank yet maybe when Chase fix their products up more and better then I may come back to them and I use the online bank apps chime but Iam switching to varo.

[creamsocialclub]

It's important to understand that credit unions services are for its members, and it is run by its members. You need to be member in order to benefit more..

[veghead]

Great video bro! I'm gonna join one soon

[dontignorewatchme]

Loving the content man but yo your sure you don't drink coffee haha man your description got a lot of typos. (No hate tho bro). Keep up the great stuff

[tsulanamiller]

The guy that answered me was quick and responsive

[mrspecialedition]

Most Credit Unions have third party customer service after hours. For example most Credit Unions close at 5pm daily for you to talk to their main customer service representatives. After 5pm those aren't customer service representatives aren't really from the credit unions they are for simple transactional request after hours mainly.