FIVE Alternatives to UOB One Cashback Card

UOB One just got a huge drop in cashback rate from 5% to 3.33%!! What are some alternatives we can look?

Tell us what you are going to do with your UOB One card - stick with it or replace it? Leave a comment and subscribe to my Telegram group to find out if you have won $20 vouchers!

00:00 UOB One got nerfed!!
01:26 Alternative 1
02:52 Alternative 2
05:03 Alternative 3
06:23 Alternative 4
08:00 Alternative 5
09:33 What I’m doing with UOB One
11:11 Bonus 6th Alternative
12:43 Win $20 voucher!

[justin]

UOB One - Keep! It does not have restrictions on spend category or respective caps. Normal fashion spend also qualify! 3.33% is not shabby at all when u get extra 6.67% on spending in shopee and dairy farm group (no cap) All in rebates easily more than those cards mentioned in this video

[predictablyirrational]

I love how seth does his best to pronounce all the "th"s in his words, but stumbles over all the other simple words without pronouncing them properly. Wish he would just talk like how he would normally speak...
- An acquaintance who knows how he normally speaks

[AlvinDj]

As an avid UOB One user for years of clocking $2k without fail.. And after much deep thoughts and considerations of other cards having gone through all it’s T&Cs thoroughly... I think I still should keep the UOB One card.. Major contributing factor for my decision would be Utilities.. especially if you’re on SP Power.. And also lastly, mortgage on cardup / ipaymy.. Or even any possible future payments with cardup / ipaymy.. Let’s also not forget UOB ONE current account bonus spend interest..

[owariz]

Good video ! Looking forward to mile cards comparison now that air borders are open :)

[timothyng]

The best replacement for UOB One Card depends on your situation and spending habits. It is not a spending card, but more likely a general miles card, if you enjoy short getaways.

For those with substantial rent or mortgage needs, there is simply no alternative if you pay all of your rent or mortgage with Cardup, you save $260. For those who desire to switch to miles, general miles cards might be the difference between a budget airline trip and business class lounge experience.

[niftynafter]

How about a combination of the triplet cashback cards and BNPL platforms like Atome? Use case might be a bit more limited but might help to circumvent the low spend ceiling issue.

[Youjingdan]

Hi Seth, I'm on the UOB One Account + UOB One Credit Card. After watching your video, I'm keen to add on the DBS Live Fresh and maybe OCBC Frank or UOB Evol card to earn more cashback. However, I do not know how to track my expenditures on those cards. Do you have templates of the excel sheet you use to track that you can share with your subscribers? Thanks!

[zenlaw]

Hi Seth, I heard you talked about using UOB One to top up Ipaymy and use it to pay for your mortgage. I found that UOB One has excluded Ipaymy.
Which alternative cards can still be used for this purpose and yet can get some cash back? Please advise.
Can you have a video to talk about how you pay your mortgage with Ipaymy and get some cash back or miles? Thank you.

[brandon-tong]

If have $2k per month spending

Can play credit card churning & get cash back/free gifts for every new card?

[darylyang]

Smrt 5% seem not bad but only online. Paying telco and utility bill online count?

[jasonkoh]

Keeping as expecting more nerfs by others soon

[xbzowch]

Hi, if I use my uob one card to pay for car loans which is $750 per mth. Do I get cash back? Thanks