Best Investments 2023 | Mutual Funds vs Fixed Deposits | Warikoo Hindi

Join me in this video as we explore the best investment avenues for 2023 considering the new tax rules. With increased tax rates on debt mutual funds and rising interest rates for FDs, many are confused about where to park their money.

In this comprehensive comparison, we delve into various parameters including tax rates, average returns, post-tax returns, and investment time horizons to determine which investment option is more sensible for 2023.

We explore Fixed Deposits, Debt Oriented Mutual Funds, and Equity Oriented Mutual Funds, discussing the changes in tax structures for each and their implications.

Understand the average returns you can expect, how your tax bracket can affect your post-tax returns, and the risk associated with each option. We will also discuss how your time horizon should guide your investment choice.

Please note: The tips in this video are for informational purposes only. Always consult with a professional financial advisor for personalized advice.

#MutualFunds #FixedDeposits #warikoo

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[susannicky]

The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point. I came across an article highlighting individuals who achieved profits of up to $150, 000 during challenging market periods. Considering this, I am curious about the best stocks to purchase now or add to a watchlist.

[sagarmali]

for those who ask question without typing on google 😃 what is CAGR - If a stock appreciates from Rs 100 to Rs 121 over two years, its CAGR is 10%. The 100 became 110 after year 1 and 110 grew at 10% to become 121.

[talented]

The market's direction can change rapidly, showing a tendency for indexes to transition from a bear market to a bull market when the news is at its bleakest and investor sentiment is at its lowest. I came across an article mentioning individuals who earned profits of up to $150k amidst this downturn. What are the best stocks to buy now or put on a watchlist?

[MINDBODYINTELLECT]

Fd and Mutual funds work differently for different age audiences.
Anyone having 5/10/15/20 years can go for Equity products like the Stock market, Mutual funds.

But what about those who are around 55 years of age and have accumulated a corpus of say 2 cr.
Now they don't want to face market fluctuations and want a fixed return on their corpus to live happy retirement life.
In that case, FDs, and post office schemes make sense..

[vibhavwadhwa]

You should make a video discussing asset allocation for our parents who are about to retire. They receive a huge corpus upon retirement but simply put everything into FD. Would definitely love your advice for them Ankur.

[lifelovestory...]

Sir apke channel sabse achhi bt ye lagti ki ads 😂 nhi atte i love

[rishigaumat]

a small correction:
not "growth" but "regular" mutual funds contains agent's commission as well.

[curiousindori]

There is a difference in taxes between FD and Mutual Fund. Taxes in fd are to be paid every year but in mutual fund taxes at the time of selling.

[avishekm]

Nice video but I think that from perspective of equity funds "growth" means reinvesting the dividends from the funds. I think what you actually meant to say is "Direct" funds and not regular funds so that we do not pay any commission to any intermediaries

[wasimkhan-jsbl]

Once u complete 15 years in ppf then that becomes your 5 year extendable account with 7.10% rate + benefit of compounding + tax benefits. Better then everything

[anjanadhikari]

Sir.. Congratulations for your 3million subscribers.. I am a big fan of you..

[stephaniehale]

*You should have addressed the expense ratio in debt mutual funds, which is not there in the fixed deposits.*

[neeraj_dama]

why ignored the 400 days of special SBI FD ? it is literally 13 months..but it gives 7.1 / 7.28% annualized..

[abhijeetgupta]

Hello sir. Love your videos. Would like to point out one minor correction in the edit though. At 05:52, you're saying 10% and written 15%. Please make the correction if you can. Awesome content otherwise. Thanks for all the knowledge!

[heerendraupadhyay]

Very nice, once again. Keep rocking.
Loved this one. Thnx.

[adv.niketbora]

STCG 15% (even if less than 1 lac)

LTCG 10% Over and above 1 lac

[vkgupta]

Great video. I was searching this kind of video. My all doubt cleared.

[WalterWhite-ogwj]

Two wrong things in this video:

1. First of all first one lakh exemption on capital gain is only for LTCG and not for STCG. For STCG, a person is directly taxed at 15% for all the profit amount.

2. Growth is a type of mutual fund just like IDCW (dividend option) it has nothing to do with direct or regular. That's entirely different thing. One should always opt for direct growth plan.

[mdafjalusmani]

Thanks for your valuable information sir❤