Trading 212 Goes All Flexible with ISA and Cash ISA

Trading 212 has just made everything flexible regarding their ISAS. Thanks @TheDividendExperiment for spotting this!

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[Dr.JubairsFinance]

Join Trading 212 with my link, and we will both get free shares:

[Duncan]

The addition of ISAs now being flexible makes Trading 212 the best ISA provider by far in my opinion. Didn't realise this until I seen your vid, thanks!

[Luisiramone]

Great video! Thanks! Very timely. I got the Flexible ISA notification but not the cash ISA Account yet. Do you know if you can transfer money between the cash ISA and the stocks ISA freely without affecting your annual ISA entitlement? Thanks!

[iangreasby]

I noticed yesterday having updated my app after watching your video that the ISA had been renamed Stocks & Shares ISA. Cash ISA arrived for me today. I love how it shows your consolidated remaining allowance across both ISAs. 5.2% with flexibility is market leading

[saurabhobeja]

Thanks for the update Jubair. Can I just clarify the amount we can withdraw….so if I have accumulated 60, 000 in my S&S ISA over the years, can I withdraw this whole amount if I need it, as long as I deposit it back into my S&S ISA be for the tax year end?

[dphillips_]

Can I transfer money straight from my cash ISA to my stocks and shares isa on t212 or would it have to go to from my cash isa to my normal bank account and then transferred to my stocks and shares isa ?

[tikibont]

Short, sweet and informative - thanks for the summary !

[TomsPersonalFinance]

Great work getting this out so quickly!

[Archangelnbt]

Hi Jubair, I've got a question looming over my head and hope you could help...So, I have recently started saving up for the lifetime ISA using the Money box app. Now, if I open up a flexible ISA or Cash ISA ( I'm still confused as to how they both function and are any different) with trading 212 and save up 20k in there (which ofc is not possible atm for me), wont that be liable to tax as I have an account with moneybox...or should I save up until I hit 16k instead using the Trading 212 platform ?

[natelegancecarnival]

I just checked again and I have it now I'm well happy 🎉🎉🎉🎉🎉

[sampyld]

Just checking, so you can’t transfer your stocks and shares account isa to your cash isa without it affecting anything?

[alexuglee]

If I have 20k to put in a ISA should I put it all in this one? Or go with a slightly lower fixed rate

[Zimpaz]

I haven’t had the notification about flexible isa yet. Does that mean it will use my allowance still if I withdrae

[Zero-Investing]

Can you move 20k from your stocks isa to your cash isa with T212, or will that make it look like you saved 40k in one year

[WoottonRivers]

I don't think everyone has the Cash ISA yet

[pjblink]

Cash ISA has just appeared for me - it didn’t need an app update (last one 4 days ago)

[shanesteven]

Not everyone has access to the Cash ISA yet! Only currently available for 212 VIP’s 😀🎉🎉🎉

[natelegancecarnival]

Yeah ive just checked on mines i dont have it 😮😫😫😫😫

[robertpearce]

I don't have the Cash ISA, but I've had the notification about the Stocks ISA going flexible and I've noticed the name change from "ISA" to "Stocks ISA", so I'd guess my Cash ISA is imminent?

[lawrencer]

Thank you very much for the update ❤❤❤❤🎉