What Happens If You Don't Pay Medical Bills?

What happens if you don't pay medical bills? How do you deal with medical bills and collection agencies? What are some options to get out of medical bill debt? Hopefully this video is help for you to understand you situation better.

Chapters:
0:00 Intro
0:49 How to deal with medical bills and collection agencies
1:37 Options to deal with Medical Debt
2:58 Negotiating for less than is owed
4:15 Negotiating for a lump-sum or structure settlement
4:47 Medical hardship help with debt relief
5:10 Debt Settlement
6:34 Debt Management
7:08 Bankruptcy
7:28 Chapter 7 Bankruptcy
7:43 Chapter 13 Bankruptcy

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[spoons]

I just don’t understand how a stomach ache can come out to me owing 60k wtf

[kyledodson]

It took 3-4 years before they came after me. I went to court. I paid Pennies on the dollar. Also, don’t be a slave to a credit score. It’s pointless. All credit does, is put you in debt. It’s not hard to show up to the courthouse and just tell the mediation “hey I’m broke”. You will pay maybe 30% and or make small payments

[candystar]

What if i waited for a year they said that since a year passed it wont go through and Molina my healthcare said i had medical active but the collection agency said i didnt which is dumb

[YesMan]

dont need to worry about medical bills if you just refuse any and all medical treatment, even if you're bleeding out

[MrRobot-hqbe]

I had blue shield and I got $1600 hospital bill(one month ago) but now I have medi-cal can med-cal pay that amount or no do you have any idea?

[jacksycz]

File for charity care with the hospital and or speak to a medical bill negotiator. We make sure insurance pays what they’re supposed to and the doctor/hospital is billing appropriately.

[ladylullabystar]

What if you really can't pay the debt? Im on disability income and my rent takes most of my money, i am also paying for credit card debt and i am owed almost another 3k in medical bills. I cant pay it because i dont have the money, what do i do?

[freefromit]

That seven years clock starts on the last payment you made, chose wisely.

[markfrancis]

What if my debt was transferred to collection agency bug i kep paying the hospital payments for a year? Agency called and i told them i'm paying the hospital directly. Agency basically said o.k. an d stopped calling. in the meantime, the hospital contracted out their acconts payable and they have no record of my debt. So what now? it's not on my credit report. What would happen if i had to go back to the same hospital for treatment?

[ILoveAmerica]

Should negotiation be over phone, email, or by mail? Also, when a deal is finally reached, what should I request from the collection agency to make sure they hold up their end of the deal? Should I pay with cashiers check and get the letter with the payment notarized? You didn't cover anything of this....

[JazzGaming]

What if you don't have a credit card.? How can it damage your credit if you don't have one?

[Okva]

My spouse had insurance through my work. We went to ER and insurance company doesn’t want to pay. It canceled both our insurance and says we were not covered. While it’s not true

[marcimorse]

What if the hospital collected debts over 2-3 years and turned them in one bill and then sent them to collection

[tomcmemes]

Hlo sir last month I got my 1000 dollar bill of hospital in Canada I am student and now they send me and 2 days before they send me final notice to pay bill soo I have my student insurance soo I want to know I want to pay now sooo they can they any action on me plz reply ?

[shirlburris-fgeq]

My meducal bills are never on my credit report

[SuperNicoli]

Couldent you just say - "I worked with the hospital, not some collection agency." and not pay the agency? Like.. you haven't consented to the transference of debt right?

[rhal]

I'm under the impression that once the debt goes to collections even if you settle your debt the hit on your credit score still stays on your record for the full 7 years ?

[RGFULL]

I went to this urology place more than a year ago. They were ungodly expensive and didn’t take my insurance. I only went one time and it was well over $300. Since then my practitioner suggested going there again after another complication I’ve had. I cancelled the appointment dreading the costs again. Well guess what? I’ve never been harassed about a bill but for some reason after I cancelled that appointment they’ve been harassing me ever since. If they sent that to collections wouldn’t it be fraudulent anyway and I could counter Sue saying they have bought bad debt and counter sue. What should I do?

[PacerTracer]

Sorry, is it required? They wait 180 days or are they able to report immediately you said both